‘This is the IRS, you owe us money.’
The IRS will almost never call you, and they certainly won’t ask for your debit card number over the phone so you can pay off your taxes. The same applies for most government agencies. If you receive a call from someone claiming to be from the government, and that person is requesting personal information, hang up.
‘We can fix your Google business listing.’
Maybe, but they most likely just want to get some information from you. Don’t give it to them.
‘We need to confirm your loan details.’
There’s no reason that a legitimate lender would need to randomly confirm your loan details. The scammer may even tell you that this is for your own security, or that there has been suspicious activity. Hang up. And if you’re in doubt, call your lender.
‘We need to reset your password.’
One of the most common examples is the fake password reset. A fraudster pretends to be your bank and claims that you must reset your password. They might include a link that navigates to a fake password reset page intended to steal your login information. Don’t fall for this trick. Call your bank directly if you ever have any questions.