Happy Young Woman Buying Her Dream Car.

Benefits of health savings accounts for businesses and their employees

Healthcare costs in the U.S. have never been higher, and that means businesses and employees need to be strategic about how they fund medical expenses. To this end, a health savings account (HSA) can be one of the most financially rewarding and useful supplements to a health insurance plan. Let’s examine some of the advantages…
Continue Benefits of health savings accounts for businesses and their employees

Man On Laptop Computer

Don’t Trust Pop-ups

If you’re known to dabble in a little online browsing, odds are you’ve encountered a pop-up once or twice. There are times when you may think, “Wow, that’s a great deal!” and click on a pop-up. If you ever see a pop-up, put down the mouse. Why? That pop-up could be malicious or dangerous. There…
Continue Don’t Trust Pop-ups

Senior Holiday Scams

Focus on Seniors: Watch Out for Holiday Scams This Season

Holidays are a busy and stressful time of year. There’s traveling and planning for visitors. Buying and wrapping presents for loved ones. Avoiding the flu.  Cybercriminals know the hectic nature of holiday preparation and attempt to take advantage of anyone who may not be paying close attention, particularly older adults. It’s crucial that the elderly…
Continue Focus on Seniors: Watch Out for Holiday Scams This Season

It Time To Get Smart About Credit

It’s Time To Get Smart About Credit

October 18, 2019, is Get Smart About Credit day!  The American Bankers Association Community Engagement Foundation works with banks around the country to raise awareness about the importance of using credit wisely. This national campaign aims to help young people develop responsible credit habits — from building a credit history to making responsible decisions regarding…
Continue It’s Time To Get Smart About Credit

Avoid Phone And Internet Scams

Beware of Phone and Internet Scams

Older adults are increasingly the targets of scammers who use deception and fear tactics to convince the elderly to send money or provide personal account information. Make sure your loved ones are aware of these common type of scams. Common Phone and Internet Scams Grandparent Scam A common telephone scam is the “grandparent scam” where the fraudster calls…
Continue Beware of Phone and Internet Scams

Why Should I Use A Va Loan

Why Should I Use a VA Loan

The VA loan is one of the best mortgage loans there is. Here are some reasons why. First, VA guarantees the loan for 100% of the appraised value of the property (technically, the loan is for the Notice Of Value amount, which in most cases is the same thing). This guarantee means that the lender…
Continue Why Should I Use a VA Loan

How A Full Appraisal Works

How Does a Full Appraisal Really Work?

The appraisal process is a combination of science and opinion—but mostly science, even though the value that the appraiser delivers is called an “opinion of value” as of the effective date of the appraisal. Here’s how the process works:   First, the appraiser describes the house being appraised (the “subject”) in a standardized way: living…
Continue How Does a Full Appraisal Really Work?

Valuables Woman With Diamond Ring

How to Protect Your Priceless Valuables

You can’t predict if or when someone might attempt to steal your possessions, but you can anticipate it and take measures to reduce your risk of loss.

First Time Homebuyer Reality Check

First Time Homebuyer Reality Check

Many first-time homebuyers have stars in their eyes when they first begun house-hunting. Their ideal is a house that is move-in-ready, offers the number of bedrooms/baths/square footage they’re looking for, is in a great neighborhood and, of course, is within their budget. Matching all that criteria is often a tall order, especially the move-in-ready aspect of…
Continue First Time Homebuyer Reality Check