Photo of a worried older woman on phone trying to remember the tax scam tips she's read before.

Remain alert and follow these tax scam tips

Tax season also means scam season.  Thousands of people have lost millions of dollars and personal data to tax-related scams. New variations of scams appear every year. Remain alert and follow these tax scam tips provided by the IRS.

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Man On Laptop Computer

Don’t Trust Pop-ups

If you’re known to dabble in a little online browsing, odds are you’ve encountered a pop-up once or twice. There are times when you may think, “Wow, that’s a great deal!” and click on a pop-up. If you ever see a pop-up, put down the mouse. Why? That pop-up could be malicious or dangerous. There…
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Senior Holiday Scams

Focus on Seniors: Watch Out for Holiday Scams This Season

Holidays are a busy and stressful time of year. There’s traveling and planning for visitors. Buying and wrapping presents for loved ones. Avoiding the flu.  Cybercriminals know the hectic nature of holiday preparation and attempt to take advantage of anyone who may not be paying close attention, particularly older adults. It’s crucial that the elderly…
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It Time To Get Smart About Credit

It’s Time To Get Smart About Credit

October 18, 2019, is Get Smart About Credit day!  The American Bankers Association Community Engagement Foundation works with banks around the country to raise awareness about the importance of using credit wisely. This national campaign aims to help young people develop responsible credit habits — from building a credit history to making responsible decisions regarding…
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Avoid Phone And Internet Scams

Beware of Phone and Internet Scams

Older adults are increasingly the targets of scammers who use deception and fear tactics to convince the elderly to send money or provide personal account information. Make sure your loved ones are aware of these common type of scams. Common Phone and Internet Scams Grandparent Scam A common telephone scam is the “grandparent scam” where the fraudster calls…
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Why Should I Use A Va Loan

Why Should I Use a VA Loan

The VA loan is one of the best mortgage loans there is. Here are some reasons why. First, VA guarantees the loan for 100% of the appraised value of the property (technically, the loan is for the Notice Of Value amount, which in most cases is the same thing). This guarantee means that the lender…
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How A Full Appraisal Works

How Does a Full Appraisal Really Work?

The appraisal process is a combination of science and opinion—but mostly science, even though the value that the appraiser delivers is called an “opinion of value” as of the effective date of the appraisal. Here’s how the process works: First, the appraiser describes the house being appraised (the “subject”) in a standardized way: living space…
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