Many small businesses are not prepared to handle a cyber incident. Here are answers to the most important cyber insurance questions.
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Introducing the first-time homebuyer’s handbook
Buying your first home is one of the biggest financial decisions you’ll make. Download our first-time homebuyer’s handbook to learn what’s involved.
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A succession planning checklist for passing the torch
Whether you own a family-run business or a growing enterprise that deliberates in a fancy boardroom, you need a succession plan for your business.
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Is life insurance right for you?
Don’t wait to start thinking about life insurance. The sooner you consider your options, the more choices you’ll have available to you. Bank Midwest Insurance can help you
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How to navigate changes in your business cash flow
Business leaders come to expect the unexpected when it comes to cash flow – especially new businesses that are new to ebbs and flows of commerce. When challenging situations arise, use these pointers to help resolve common cashflow issues.
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Employment Practices Liability Insurance: a crash course
Employment Practices Liability Insurance (EPLI) can help reduce damage to a business when the legal rights of employees are violated. Learn the basics of EPLI, such as which lawsuits it protects you against and how much it may cost.
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Tips for scaling a small business effectively
Scaling a small business is a delicate balancing act that demands careful planning. The goal should be to increase revenue faster than you increase spending to sustain that new revenue. Simple, right? Well, not exactly. When your business starts showing signs of growth, consider these tips for scaling responsibly.
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What you should look for in a business checking account
What you should look for when choosing a business checking account depends on your needs. Whether it’s your first business account or are switching to a new financial institution, here are a few tips to keep in mind.
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Remain alert and follow these tax scam tips
Tax season also means scam season. Thousands of people have lost millions of dollars and personal data to tax-related scams. New variations of scams appear every year. Remain alert and follow these tax scam tips provided by the IRS.
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3 simple steps every business can take to improve cybersecurity
Small and medium-sized businesses should never presume that they’re safe from cyberthreats. In fact, SMBs are a prime target. We don’t say this to scare you but to encourage vigilance to protect yourself.
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Buying A Home In The Off-Season Can Have Its Advantages
With the exception of a few sun belt states, shopping for a house in the winter just seems off. The traditional time to go from listing to listing is spring and summer. But while things slow down this time of year, there are some hidden advantages to choosing it as your buying season. In fact,…
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Benefits of health savings accounts for businesses and their employees
Healthcare costs in the U.S. have never been higher, and that means businesses and employees need to be strategic about how they fund medical expenses.
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Reduce Fraud with Cash Management’s Dual Control
Cash Management has many layers of security to help protect your business from fraud. Dual Control is one layer of security in Cash Management that you may not be aware of. It requires two people in order to complete a single wire transfer or ACH batch transaction. When Dual Control settings are enabled, a single…
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Building a House vs. Buying: What is Right for You?
Building a house vs. buying. It’s a question that faces many who enter the housing market. Whether you’re a first-time homebuyer or you’re looking for something that better fits your family’s needs, it’s a question that you’ll likely have to consider. Whatever direction you decide to go, it’s important to compare the positives and negatives…
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Don’t Trust Pop-ups
If you’re known to dabble in a little online browsing, odds are you’ve encountered a pop-up once or twice. There are times when you may think, “Wow, that’s a great deal!” and click on a pop-up. If you ever see a pop-up, put down the mouse. Why? That pop-up could be malicious or dangerous. There…
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Need Help Navigating a Challenging Ag Economy?
Lean on Your Ag Lender as Your “Financial Mentor” Recent years have brought many challenges to farmers in the Midwest. Although production has been high, commodity prices have remained low. Trade negotiations with China have added more strain on an already struggling industry. Agricultural lenders are familiar with all of these issues and can help…
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Focus on Seniors: Watch Out for Holiday Scams This Season
Holidays are a busy and stressful time of year. There’s traveling and planning for visitors. Buying and wrapping presents for loved ones. Avoiding the flu. Cybercriminals know the hectic nature of holiday preparation and attempt to take advantage of anyone who may not be paying close attention, particularly older adults. It’s crucial that the elderly…
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7 Tips for Farmers to Develop a Strong Marketing Plan
One of the keys to success for today’s agricultural producers is a strong marketing plan which includes knowing break-even costs, having a solid action plan and keeping emotions out of it, according to tips released by the American Bankers Association at the ABA National Agricultural Bankers conference in Omaha, Neb. Members of the ABA Agricultural…
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It’s Time To Get Smart About Credit
October 18, 2019, is Get Smart About Credit day! The American Bankers Association Community Engagement Foundation works with banks around the country to raise awareness about the importance of using credit wisely. This national campaign aims to help young people develop responsible credit habits — from building a credit history to making responsible decisions regarding…
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Note the Rules of Using Gift Money Toward a Down Payment
Down payments are challenging for many first-time homebuyers. It seems that the initial financial stab at home ownership is among the greatest roadblocks of owning a home. The transition from renter to homeowner or to vacate their parents’ basement as they save up is taking longer and longer. Family members willing to pitch in financially…
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