Personal SAVINGS
Buy a high-deductible policy and deposit money in a Health Savings Account (HSA) to use for qualified medical expenses.
Gain more control over your healthcare dollars.
Here's what you need to know about
Health Savings Accounts (or HSAs)
Minimum Opening Deposit
$0
Minimum Balance
$0
Monthly Fees
$1.25
Eligibility
Anyone enrolled in a HSA-qualified health plan is eligible to open a Health Savings Account.
Every standard HSA offers the following benefits:
- Earns interest
- Features tax-deductible contributions
- Offers convenient tax-free withdrawals by check or debit card for qualified medical expenses
- Balances carry over year to year without “use it or lose it” requirements
- Allows you to keep your contributions if you change jobs or retire
- Is eligible for anyone under age 65 who is enrolled in a HSA-qualified plan
Our HSA also offers interest
- RATE0.50%APY*0.50%
$0–9,999.99
- RATE0.75%APY*0.75%
$10,000–19,999.99
- RATE1.00%APY*1.00%
$20,000+
*Annual Percentage Yields (APYs) effective as of July 7, 2025, and subject to change without notice. Contribution limits and restrictions apply. Fees may reduce earnings. Consult a tax advisor to discuss your financial situation.
Get Started Today
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