Personal SAVINGS
Buy a high-deductible policy and deposit money in a Health Savings Account (HSA) to use for qualified medical expenses.
Gain more control over your healthcare dollars.
Okoboji Location Update
The Okoboji location will begin limited bank services starting Monday, February 10. Safe Deposit Box Access: Monday-Friday, 10 a.m. – 2 p.m. Drive-Up ITM: Monday-Friday 8 a.m. – 6 p.m., Saturday 8 a.m. – Noon. ATM: Monday-Sunday 24 hours. For full-service banking, please visit the new Spirit Lake location at 1800 Royal Avenue.
Personal SAVINGS
Buy a high-deductible policy and deposit money in a Health Savings Account (HSA) to use for qualified medical expenses.
Gain more control over your healthcare dollars.
Health Savings Accounts (or HSAs)
Minimum Opening Deposit
$0
Minimum Balance
$0
Monthly Fees
$1.25
Eligibility
Anyone enrolled in a HSA-qualified health plan is eligible to open a Health Savings Account.
$0–9,999.99
$10,000–19,999.99
$20,000+
*Annual Percentage Yields (APYs) effective as of January 2, 2025, and subject to change without notice. Contribution limits and restrictions apply. Fees may reduce earnings. Consult a tax advisor to discuss your financial situation.