Personal Lending

Count on us for fast turnaround, affordable pricing, and personal support from start to finish. 

Financing for your new or next home.

Apply Online

Mortgages and Refinancing To Move You

  • Reduced down payment and fee options for first-time homebuyers (and if you haven’t owned a home in more than three years)
  • Finance the purchase or refinance of primary residences, second homes and investment properties
  • Choose fixed or adjustable rate options
  • Enjoy low fees

 

Lot and Construction Loans Get Your Project Moving

  • Finance the purchase of your lot or in-process home-build
  • Get the security of fixed rate financing
  • Enjoy low fees
  • Calculator and Docs Icon

    Home Buying Resources

    From calculators to FAQs and a glossary, use these online resources to help you learn more about home financing.

    Click to view resources

  • Laptop Computer with Email Icon

    Sign Up for Rate Watch

    We’ll help you keep on top of changes in financing rates via email. Tell us what you’re interested in and we’ll automatically notify you.

    Sign Up for Rate Watch

  • Computer With Padlock Icon

    Pre-qualify At No Cost

    Shop with confidence by knowing exactly what you can afford. Get pre-qualified in one of three ways:

    1. Pre-qualify online
    2. Call 800.301.2127 to pre-qualify
    3. Contact a Mortgage Banker

Today’s Featured Rates

Get Quote

Rate Watch

Click rate for more information.

Rates subject to change without notice

Jumbo Mortgages

House Icon

In 2025, a mortgage larger than $806,500 is designated as a Jumbo Mortgage and has a different set of parameters than smaller loans. We understand that your home financing needs may require this type of loan, and we’re equipped to help you get the unique financing solution your situation dictates.

Dream big. You’ve got Bank Midwest behind you.

Get Started Online

Pre-qualify or apply for your home loan online.

Apply or Pre-Qualify Online

Related Posts

What To Expect After Opening an Account: set up digital...

Want to get the most out of your new account? We put together some tips to maximize your digital banking and overall experience. Use this guide to learn what to expect before, during, and after opening a bank account with Bank Midwest.

Is Buying a Home With a 20% Down Payment Standard?

A 20% down payment is anything but standard. Making a smaller down payment does involve some form of mortgage insurance (MI). Conventional loans are available with as little as 3% down.

How To Do Online Banking: Getting Started, Security Tips and More

The internet has revolutionized the way we manage our finances, making banking more accessible than ever before.

Have questions? We'll contact you.

I'm interested in learning more