Personal Lending
Count on us for fast turnaround, affordable pricing, and personal support from start to finish.
Financing for your new or next home.
Mortgages and Refinancing To Move You
- Reduced down payment and fee options for first-time homebuyers (and if you haven’t owned a home in more than three years)
- Finance the purchase or refinance of primary residences, second homes and investment properties
- Choose fixed or adjustable rate options
- Enjoy low fees
Lot and Construction Loans Get Your Project Moving
- Finance the purchase of your lot or in-process home-build
- Get the security of fixed rate financing
- Enjoy low fees
Home Buying Resources
From calculators to FAQs and a glossary, use these online resources to help you learn more about home financing.
Rate Search
Find the rates in your area. Tell us where you’re looking in and we’ll provide the current rates in your market.
Pre-qualify At No Cost
Shop with confidence by knowing exactly what you can afford. Get pre-qualified in one of three ways:
- Pre-qualify online
- Call 800.301.2127 to pre-qualify
- Contact a Mortgage Banker
Today’s Featured Rates
Click rate for more information.
Rates subject to change without notice
Jumbo Mortgages
In 2025, a mortgage larger than $806,500 is designated as a Jumbo Mortgage and has a different set of parameters than smaller loans. We understand that your home financing needs may require this type of loan, and we’re equipped to help you get the unique financing solution your situation dictates.
Dream big. You’ve got Bank Midwest behind you.
Get Started Online
Pre-qualify or apply for your home loan online.
Related Posts
Top Financial Mistakes to Avoid for First-Time Homebuyers
The average homebuying timeline will vary for everyone, but yours could potentially be delayed if you make a handful of certain financial moves. Learn what to avoid when buying a home.
Is Buying a Home With a 20% Down Payment Standard?
A 20% down payment is anything but standard. Making a smaller down payment does involve some form of mortgage insurance (MI). Conventional loans are available with as little as 3% down.
Saving for a house and other financial considerations
Buying your first house is both exciting and frightening at the same time. When starting to save for your home down payment, consider all the implications that may affect the home financing process as well as your budget after moving in.