Personal Lending
Count on us for fast turnaround, affordable pricing, and personal support from start to finish.
Financing for your new or next home.
Mortgages and Refinancing To Move You
- Reduced down payment and fee options for first-time homebuyers (and if you haven’t owned a home in more than three years)
- Finance the purchase or refinance of primary residences, second homes and investment properties
- Choose fixed or adjustable rate options
- Enjoy low fees
Lot and Construction Loans Get Your Project Moving
- Finance the purchase of your lot or in-process home-build
- Get the security of fixed rate financing
- Enjoy low fees
Home Buying Resources
From calculators to FAQs and a glossary, use these online resources to help you learn more about home financing.
Sign Up for Rate Watch
We’ll help you keep on top of changes in financing rates via email. Tell us what you’re interested in and we’ll automatically notify you.
Pre-qualify At No Cost
Shop with confidence by knowing exactly what you can afford. Get pre-qualified in one of three ways:
- Pre-qualify online
- Call 800.301.2127 to pre-qualify
- Contact a Mortgage Banker
Today’s Featured Rates
Click rate for more information.
Rates subject to change without notice
Jumbo Mortgages
In 2024, a mortgage larger than $766,550 is designated as a Jumbo Mortgage and has a different set of parameters than smaller loans. We understand that your home financing needs may require this type of loan, and we’re equipped to help you get the unique financing solution your situation dictates.
Dream big. You’ve got Bank Midwest behind you.
Get Started Online
Pre-qualify or apply for your home loan online.
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A 20% down payment is anything but standard. Making a smaller down payment does involve some form of mortgage insurance (MI). Conventional loans are available with as little as 3% down.
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ITM – a new way to bank
ATMs can only offer so much. When you need to talk to a banking professional, that’s where the ITM shines. Simply select the option to talk to a live Bank Midwest employee and, in seconds, one of our employee-owners will appear on-screen to help you with your banking needs.