Privacy Policy
Facts
What does Bank Midwest do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank Midwest chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
Does Bank Midwest share?
Can you limit your sharing?
For our everyday business purposes–such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes–to offer our products and services to you
YES
NO
For joint marketing with our financial companies
YES
NO
For our affiliates’ everyday business purposes–information about your transactions and experiences
YES
NO
For our affiliates’ everyday business purposes–information about your creditworthiness
NO
WE DON’T SHARE
For non-affiliates to market to you
NO
WE DON’T SHARE
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
Reason
For our everyday business purposes–such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
- Does Bank Midwest share? YES
- Can you limit your sharing? NO
Reason
For our marketing purposes–to offer our products and services to you
- Does Bank Midwest share? YES
- Can you limit your sharing? NO
Reason
For joint marketing with our financial companies
- Does Bank Midwest share? YES
- Can you limit your sharing? NO
Reason
For our affiliates’ everyday business purposes–information about your transactions and experiences
- Does Bank Midwest share? NO
- Can you limit your sharing? WE DON’T SHARE
Reason
For non-affiliates to market to you
- Does Bank Midwest share? NO
- Can you limit your sharing? WE DON’T SHARE
WHO WE ARE
Who is providing this notice?
BANK MIDWEST
WHAT WE DO
How does Bank Midwest protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank Midwest collect my personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes–information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- For this purpose, Goodenow Bancorporation is an affiliate of Bank Midwest.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Bank Midwest does not share with non-affiliates so they can market to you.
Joint marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include categories of companies, such as credit card companies.
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