Farm Banking

Plant your operations with a local partner.

We offer account options based on your volume of account transactions you run and your desire to avoid fees or earn interest.

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    Basic Business Checking

    If you have low transaction volume and want low cost

    • $100 minimum opening deposit
    • No minimum balance requirement
    • No monthly service change
    • Up to 75 items free per statement cycle
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    Business Checking

    Handle high-volume transactions and reduce or eliminate fees

    • $100 minimum opening deposit
    • No minimum balance requirement
    • $5 monthly service charge which can be partially or completely offset by balance and transaction activity.
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    Business Interest Checking

    If you have moderate transaction volume and want to earn interest

    • No minimum opening deposit or balance
    • $10 monthly service charge unless there is a minimum balance of $25,000 or commercial loan with us in good standing
    • Automatically earn interest based on your account balance

Business Interest Checking

Business Interest Checking is built to reward hard-working people like you who have a passion for your operation, care about the future, and make wise decisions.

  • 0.05%



  • 0.10%



  • 0.15%



  • 0.20%



  • 0.25%



*Annual Percentage Yields (APYs) effective as of March 17, 2020, and subject to change without notice. Fees may reduce earnings.

Free Account Features

We make it easy to manage accounts from the seat of your tractor.

  • Online banking
  • Mobile banking and mobile deposit*
  • Bill pay
  • Account alerts
  • Mastercard® debit card
  • Online statements**


*There is no fee from Bank Midwest. Connectivity and usage rates may apply. Contact your wireless provider for more details.

**Paper statements optional for $3 per month.

Get Started Today!

We’re happy to help you open your farm operating account.

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