Business Banking

We have accounts to fit any business.

From a low-cost option for companies that want to avoid fees, to an account for high-transaction volume, or an interest-earning account that rewards high balances.

Start your application online!

  • Checking Icon

    Basic Business CheckingIf you have low transaction volume and want low cost

    • $100 minimum opening deposit
    • No minimum balance requirement
    • No monthly service change
    • Up to 75 items free per statement cycle
  • Checking Icon

    Business CheckingHandle high-volume transactions and reduce or eliminate fees

    •  $100 minimum opening deposit
    •  No minimum balance requirement
    • $5 monthly service charge which can be partially or completely offset by balance and transaction activity
  • Checking Icon

    Business Interest CheckingIf you have moderate transaction volume and want to earn interest

    • $100 minimum opening deposit
    •  $10 monthly service charge unless there is a minimum balance of $25,000 or commercial loan with us in good standing
    • Automatically earn interest based on your account balance

Business Interest Checking

Business Interest Checking is built to reward people like you who have a passion for what they do, care about the future, and make wise business decisions.

  • RATE
    0.75%
    APY*
    0.75%

    $0–24,999

  • RATE
    0.85%
    APY*
    0.75-0.83%

    $25,000–99,999

  • RATE
    0.95%
    APY*
    0.83-0.90%

    $100,000–249,999

  • RATE
    1.40%
    APY*
    0.90-1.16%

    $250,000–499,999

     

  • RATE
    1.75%
    APY*
    1.16-1.73%

    $500,000.00+

*Annual Percentage Yields (APYs) effective as of July 22, 2024, and subject to change without notice. Fees may reduce earnings.

Free Account Features

  • Online banking
  • Mobile banking and mobile deposit*
  • Bill pay
  • Online statements**
  • Business Debit Mastercard®***

— Automatic Rebates – save on dining, gas, travel and more!
— Exclusive discounts from merchants like Intuit® Quickbooks® and Intuit® TurboTax®
— Mobile receipt management
— Mastercard ID Theft ProtectionTM
— $0 Liability for unauthorized charges
— Enhanced experiences and concierge service
— Enjoy fee-free access to cash at 40,000 MoneyPass® network ATMs in the United States.

Use your business debit card to give your business every advantage. Learn more at https://www.mastercard.us./businessoffers.

*There is no fee from Bank Midwest. Connectivity and usage rates may apply. Contact your wireless provider for more details.

**Paper statements optional for $3 per month.

***Certain restrictions and limitations apply to these and other benefits. Full details will be provided when you become a Business Debit Mastercard cardholder.

Apply Online

Start your business application online. Don’t hesitate to reach out to our team if you have any questions.

Start your business checking application online

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Have a question? Talk to a business specialist about finding the right account and digital services for your business.

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