Holiday Closing

Bank Midwest will be closed Monday, January 21, to observe Martin Luther King Jr., a Federal holiday. Regular business hours will resume Tuesday, January 22.

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Spirit Lake New Location

Our new Spirit Lake location is now open -- just one block west at 1800 Royal Avenue. We look forward to serving you in our new facility!

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Personal Insurance

To the world you may be one person; but to one person you may be the world. — Dr. Seuss

Insurance is an affordable, customizable tool to help you reach your goals even when the unexpected happens.

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    Life Insurance

    Imagine your family’s life without you. Life insurance is designed to help your family pay off debt, receive income, and finance major goals (like college tuition) in the event you’re not here.

    • Some policies are very low cost.
    • Others help you actually build a nest egg while still providing financial protection.
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    Health Insurance

    If you’re not sufficiently covered by a healthcare plan at your workplace, or want to supplement it, we have options including:

    • Critical illness policies to cover specified conditions occur such as cancer, heart attack, or Alzheimer’s disease.
    • Medigap to supplement the Medicare health plan and Health Savings Accounts (HSAs) that offers lower premiums to qualified individuals. Use the premium savings to cover out-of-pocket medical costs, and, after you’ve met the deductible, the HSA plan covers remaining eligible healthcare expenses.

Whatever your life or health and disability insurance needs, we’ll help you find the best solution for you and your family.

Plan wisely. Insure affordably.

Keep your financial dreams for the future alive. We can help.

Find an agent today

Is Buying a Home With a 20% Down Payment Standard?

A 20% down payment is anything but standard. Making a smaller down payment does involve some form of mortgage insurance (MI). Conventional loans are available with as little as 3% down.

How To Do Online Banking: Getting Started, Security Tips and More

The internet has revolutionized the way we manage our finances, making banking more accessible than ever before.

ITM – a new way to bank

ATMs can only offer so much. When you need to talk to a banking professional, that’s where the ITM shines. Simply select the option to talk to a live Bank Midwest employee and, in seconds, one of our employee-owners will appear on-screen to help you with your banking needs.