CRA Public File

The Community Reinvestment Act (CRA) encourages certain insured depository institutions to help meet the credit needs of the communities in which they serve, including low- and moderate-income (LMI) neighborhoods and individuals, consistent with the safe and sound operation of such institutions.

In accordance with the Community Reinvestment Act (CRA) Regulation, Bank Midwest is required to maintain and, upon request, make available for public inspection a complete CRA Public File. Shown below is the CRA Public File for Bank Midwest. If you would like a print copy of this information, please email this request to [email protected]. Please note a fee will be assessed to cover the costs of printing and mailing.

Last reviewed and/or modified March 21, 2024.

CRA Public Notice

CRA Public Notice (.pdf)
CRA Performance Evaluation

View the most recent Performance Evaluation of how Bank Midwest meets its responsibilities under the CRA.

2023 CRA Performance Evaluation (.pdf)
Written Customer Comments

There have been no written customer comments received from the public for the current year and each of the prior two calendar years relating to the Bank’s CRA performance.
Branches Opened or Closed

Bank Midwest has not opened any branch locations during the current year or each of the prior two calendar years.

Bank Midwest has not closed any branch locations during the current year or each of the prior two calendar years.

CRA Products
Loan to Deposit Ratios

Quarter Percent

Q1 2023 90.72%

Q2 2023 94.51%

Q3 2023 97.01%

Q4 2023 98.60%
Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this website.

Locations & Census Tracts

View Bank Midwest location hours

MAIN BRANCH
	Bank Midwest 1525 18th Street, Suite 100 P.O. Box 248 Spirit Lake, Iowa 51360 Census Tract = 19 059 4505.01
ADDITIONAL BRANCHES
	Bank Midwest 301 South State Street P.O. Box 611 Fairmont, MN 56031 Census Tract = 27 091 7906.00
	Bank Midwest 509 Third Street P.O. Box 47 Jackson, MN 56143 Census Tract = 27 063 4804.00
	Bank Midwest 245 9th Street P.O. Box 189 Windom, MN 56101 Census Tract = 27 033 2704.00
	Bank Midwest 640 1st Avenue P.O. Box 219 Westbrook, MN 56183 Census Tract = 27 033 2702.00
	Bank Midwest 525 Center Street New Ulm, MN 56073 Census Tract = 27 015 9601.01
	Bank Midwest 33 North Main P.O. Box 668 Sherburn, MN 56171 Census Tract = 27 091 7903.00
	Bank Midwest 1102 Sanborn Avenue P.O. Box 979 Okoboji, IA 51355 Census Tract = 19 059 4511.00
	Bank Midwest 500 6th Street P.O. Box 136 Armstrong, IA 50514 Census Tract = 19 063 0701.00
	Bank Midwest 102 West 2nd Street P.O. Box 8 Wall Lake, IA 51466 Census Tract = 19 161 0802.00
	Bank Midwest 225 South Minnesota Avenue Sioux Falls, SD 57104 Census Tract = 43620 46 099 0007.01

CRA Assessment Maps

2020 Census Assessment Area

Iowa
Minnesota
South Dakota
- Lincoln County
- Minnehaha County

Quarter	Percent
Q1 2023	90.72%
Q2 2023	94.51%
Q3 2023	97.01%
Q4 2023	98.60%

CRA Public Notice

CRA Performance Evaluation

Written Customer Comments

Branches Opened or Closed

CRA Products

Loan to Deposit Ratios

Home Mortgage Disclosure Act Notice

Locations & Census Tracts

CRA Assessment Maps

Iowa

Minnesota

South Dakota