Important Information


Become financially independent.


Build your retirement nest egg.


Plan ahead for unforeseen expenses & enjoy life's great experiences!

Community Banking at Our Core

But we're so much more!

We’re proud of our local heritage serving hometowns in Iowa, Minnesota, and South Dakota. Our founders started out in the 1880’s by helping neighbors and friends with simple banking and borrowing needs.

As our customers’ needs grow so does our business. Today, we also offer insurance protection, investments, mortgages, trust and estate planning not to mention equipment financing through OnePlace Capital.

While generations change and communities evolve, Bank Midwest’s driving principles remain the same:

One Place. One Team. Devoted to the security and prosperity of our customers

INVESTING $722 MILLION Community investment in loans
VOLUNTEERING 9,602 Employee hours volunteered
DONATING $180,000 Contributed to local organizations
IMPACTING $13,600,000 Community investment in loans

News & Education

How Does a Full Appraisal Really Work?

The appraisal process is a combination of science and opinion—but mostly science, even though the value that the appraiser delivers is called an “opinion of value” as of the effective date of the appraisal. Here’s how the process works:   First, the appraiser describes the house being appraised (the “subject”) in a standardized way: living […]

How to Build Your Credit Score Back Up

Your credit score has little to do with your being broke. It is a function of two primary factors: your demonstrated history of meeting your financial obligations and your use of credit. Let’s look at the first one first. Assuming that you have some regular source of income (job or reliable self-employment), a pattern of […]

Home Improvement Projects That Offer Great ROI

Real estate is always an investment, whether it’s the initial purchase of a home or calculating how much and on what you will invest in improvements down the road. Investing is, for the most part, predicated on one thing: making money.  Every decision you make impacts your bottom line, so upgrading your property without considering […]