Online shopping has its perks, but there are also risks involved. Knowing how to shop safely online this holiday season is essential to ensure your credit card and personal identifying information stays out of the wrong hands.
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How gratitude actually grows your financial well-being
Gratitude helps us appreciate who and what fulfills our lives. But growing research also shows gratitude’s benefits stretch beyond feeling good. It improves our health, relationships with other people, and our financial well-being.
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6 quick tips to save money on grocery shopping
The average American spends a quarter of their income on groceries. That is a big slice of your monthly budget. Everyone is looking for ways to cut down their food spending, so here are six quick tips to help you cut down your grocery bill.
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The first 5 steps to starting your own business
Entrepreneurship, it’s been said, is the great equalizer.
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Dream Big: Fortune Transportation
Fortune Transportation, Windom, Minnesota, found its success by specializing and serving the specific needs of a defined set of customers. In the business world, this niche strategy, can serve a business well but often hard to adhere to when planning for growth for the long-term.
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Budget and plan to make your money last in retirement
Planning your retirement budget may not be a fun or exciting activity. But, it certainly is an important one. Have a solid financial plan to prepare for anything your post-career years have in store.
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How con artists use scare tactics for scams (and how you can stop them)
Scams can take endless forms, but intimidation scams are the most threatening and familiar. When we break down how scare tactics work, it can be easier to spot them and stop them. Here are 3 ways con artists use scare tactics and how you can stop them.
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Are you prepared to handle workers’ compensation?
You can’t anticipate when accidents may happen, so it’s in your interest to ensure your business is protected by having a workers’ compensation insurance policy in place.
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What is a HELOC? And, how can it help you build your dream home?
Whether you want to fix a new house or spruce up your forever home, renovation projects can quickly add up. But there are financial services your bank offers that can help make your dream space a reality without breaking into your savings.
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What does long-term care insurance cover?
Long-term care insurance can help you climb the financial burdens that long-term health services can be when age, injury, disability, illness or cognitive impairment keeps you from being able to take care of yourself.
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What does the home of your future look like?
Whatever your goal — to buy, build or update your house — the home of your future will almost certainly be more convenient, more efficient, and a little more fun to live in!
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Dream big: how to move up in your career
The U.S. is moving through a period of reckoning with the workplace. For individuals, it can be challenging to know how to navigate these changes in their career trajectory. It’s also about finding work that feels both challenging and fulfilling. Here are our top tips for taking steps to move up in your career.
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How is agriculture affected by rising interest rates?
In recent months, the U.S. Federal Reserve increased the benchmark interest rate for lenders, the highest hike since the 1980s, to combat rising inflation for everyday Americans. Here’s what you need to know about managing your farming operation with higher interest rates.
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5 banking fees you can easily avoid to save you money
Banking fees are the cost of a service that a bank provides. Fees are a fact of banking, but with some planning, you can save yourself extra money from overpaying on fees. Here are five banking fees and how to avoid them.
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The Incentives of Section 179
With the permanent extension of Section 179, consider buying new equipment. Talk with your accountant or financial advisor and take full advantage of Section 179 tax benefits. The money you can save will allow you to expand operations and invest in your employees.
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Dream Big: Gag Sheet Metal
Owning a business comes with great responsibility. Taking over a family business that’s been around for over 100 years adds yet another layer of complexity. Learn a few tips from Gag Sheet Metal located in New Ulm, Minnesota.
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What is disability insurance and why it’s key to protecting you financially
Ask yourself this question: “If I couldn’t work for six months or a year, what effect would that have on my household?” If you work full-time and have people who rely on you, it’s probably time to consider disability insurance.
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Revocable living trust – the trust everyone can use
A revocable living trust is practical for many individuals and families because it transfers assets in 3 areas: control, probate, and taxes. And, it’s one of the most effective estate management tools.
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Your back-to-college insurance guide
Consider insurance needs for your college student’s possessions, apartment or dorm room, and the car he or she takes to school.
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Transferring the family farm to the next generation
Succession and estate planning can be difficult and emotional for many American farms. However, they are necessary for the health of the farm and the future of the family members involved. Lack of direction in transferring the farm can make moving forward difficult for everyone involved.
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