Protect what matters most in every stage of life.
Flexible life insurance, auto insurance, health insurance, and home insurance solutions built by people who know you.
Life can be unpredictable—and you need insurance options that protect you for today and help you plan for tomorrow. Let Bank Midwest’s trusted guidance and personal service help you find coverage that gives you confidence no matter what comes your way.
Securities and insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.
Whether you’re commuting to work, driving the kids to activities, or heading out on the open road, the right auto insurance can give you and your passengers peace of mind.
Auto insurance coverage options include:
- Affordable premiums – Access competitive pricing options designed to balance strong protection with long-term value.
- Fast, efficient claim service – Get responsive support when it matters most, and navigate claims with ease within our mobile app.
- A mobile insurance app for convenience – Manage your policy, access documents, and stay connected wherever the road takes you.
- Independent agents with access to dozens of carriers and options – Compare coverage across multiple providers to find the right fit without guesswork.
Your home is one of your biggest investments—and protecting it takes more than one-size-fits-all coverage. Bank Midwest offers home insurance options that help safeguard what matters most.
We’ll help you choose coverage that fits your home, location, and long-term plans.
Home insurance coverage options include:
- Protection for your home and attached structures – Helps safeguard your biggest investment with coverage shaped by local insight and real-world risks.
- Personal property coverage – Protects what you own with clear options that reflect your unique lifestyle—because no two homes are the same.
- Liability protection – Provides financial support and guidance if an accident happens on your property, so you’re not navigating it alone.
- Additional coverage for storms and unexpected events – Get confidence with protection designed for unpredictable Midwest weather and life’s surprises.
Life insurance and health insurance play a critical role in protecting your family’s well-being. Whether you’re planning ahead, starting a family, or preparing for retirement, the right coverage can bring lasting peace of mind.
Our experienced agents help you understand your options and choose coverage that aligns with your goals for today and tomorrow.
Life insurance options include:
- Low-cost policies – Helps protect your family’s financial future with guidance that aligns coverage to your long-term goals.
- Policies that help you save – Grow your savings while still receiving financial protection for every stage and health need.
Health insurance options include:
- Supplemental policies to ensure you’re covered – Strengthen your overall plan in case of cancer, heart attacks, or Alzheimer’s disease
- Disability insurance to help protect your income – Supports your financial stability with coverage designed to keep life moving if work is interrupted.
- Get lower premiums with HSA accounts – Use health savings to cover out-of-pocket medical costs. After you’ve met the deductible, the HSA plan covers remaining eligible healthcare expenses.
Planning for the future means thinking beyond today’s needs—and long-term care expenses can add up to hundreds of thousands of dollars if you’re not prepared. Long-term care insurance helps protect your savings and independence by covering services not typically included in traditional health insurance.
Bank Midwest works with you to create a plan that supports your future wishes and gives you confidence in what lies ahead.
Long-term care insurance may help provide:
- In-home care services – Supports receiving care while remaining in the comfort of your home.
- Assisted living and nursing care – Helps manage the cost of facility-based care if needs change.
- Support for long-term health challenges – Provides coverage for long-term medical or personal assistance not covered by government programs.
- Peace of mind – Reducing burden on spouses and caregivers knowing you’re covered, no matter what happens.
Why Choose Bank Midwest for Personal Insurance?
Protecting what matters most has never been easier with Bank Midwest.
Local agents in Iowa, Minnesota, and South Dakota who know your community.
Personalized guidance that accounts for your unique needs.
Coverage options and plans that work together seamlessly.
A trusted network of insurance partners near you.
Get Peace of Mind
With Our Mobile App
Our digital tools are designed for convenience, security, and simplicity, allowing you to get important coverage details right from our mobile app. With our secure mobile app, managing your insurance policies has never been easier.
Use the app to:
- Start and manage auto claims
- Update driver and vehicle information
- Reference proof of insurance
Frequently Asked Questions About Personal Insurance*
What types of personal insurance does Bank Midwest offer?
Bank Midwest offers auto insurance, home insurance, life insurance, health insurance, long-term care insurance, and disability insurance. Our agents help you select coverage that fits your life and goals.
Why is life insurance important?
Life insurance helps provide financial security for your loved ones by covering expenses such as income replacement, debts, and future needs. It’s an essential part of long-term financial planning.
Can I bundle my auto and home insurance?
Yes. Many customers choose to bundle auto insurance and home insurance, which may simplify coverage and help reduce overall costs. An agent can review your options with you.
How do I know how much coverage I need?
Coverage needs vary based on your assets, employment and business needs, family situation, and future plans. Our local agents take the time to understand your situation and recommend coverage that makes sense for you.
Do I need long-term care insurance if I have health insurance?
Health insurance typically does not cover extended long-term care services. Long-term care insurance can help protect your savings and provide more options for future care needs.
Securities and insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.
Equal Housing Lender