Coronavirus Update

Your safety and well-being is our top priority at Bank Midwest. Due to increasing COVID activity in the Lakes Area, our Spirit Lake and Okoboji lobbies are closed until July 13. Please use our drive-up, digital channels, video tellers (ITM) or call 888.902.5662 for assistance. Learn more at

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Online Deposit

If you don’t see an answer to your question, contact us online or call:

Business Solutions Support

Monday – Friday 8 a.m. — 5 p.m.
Saturday 8 a.m. — Noon

Online Deposit

Scan checks or money orders, upload the electronic images to a secure website and we’ll credit your account the next business day. Store check images and transaction history, and report on customers’ payment history.

  • What are cut-off times for processing scanned checks?

    Scan and upload checks by the following cut-off time 10 a.m., 1 p.m. and 5 p.m. in order to have the funds uploaded to your account that same day.

  • What kind of hardware is required?

    The following scanners are compatible:  Epson Capture One and Digital Check.

  • What do we do with the checks after scanning?

    We suggest that you securely store the checks for 30 days and then be sure to securely destroy them.