Help: Accounts
Deposit Rates
Rates to suit just about everyone.
Effective March 17, 2020
| Checking Accounts | |
| EnVision Interest Checking (b) | 0.01% APY |
| Minimum Opening Deposit: $50 | |
| Great Rewards Checking (b) | |
| Minimum Opening Deposit: $50 | |
| Daily balance of: | |
| $0.00-$20,000 (meets qualifications) | 0.50% APY |
| $20,001-and up (meets qualifications) | 0.05% APY |
| Does not meet qualifications | 0.01% APY |
| Business Interest Checking (b) | |
| Minimum Opening Deposit: $100 | |
| Daily balance of: | |
| $0.00-$24,999.99 | 0.05% APY |
| $25,000.00-$99,999.99 | 0.10% APY |
| $100,000.00-$249,999.99 | 0.15% APY |
| $250,000.00-$499,999.99 | 0.20% APY |
| $500,000.00 and up | 0.25% APY |
| Savings Accounts | |
| Great Rate Savings (b) | |
| Minimum Opening Deposit: $100 | |
| Daily balance of: | |
| $0.00-$24,999.99 | 0.05% APY |
| $25,000.00-$49,999.99 | 0.10% APY |
| $50,000.00-$99,999.99 | 0.15% APY |
| $100,000.00-$249,999.99 | 0.20% APY |
| $250,000.00 and up | 0.25% APY |
| Statement Savings (b) | 0.05% APY |
| Minimum Opening Deposit: $100 | |
| Health Savings Account (b) | |
| $0.00-$9,999.00 | 0.05% APY |
| $10,000.00-$19,999.00 | 0.10% APY |
| $20,000 and up | 0.25% APY |
| Certificates of Deposit | |
| 182-day Certificate of Deposit (a) | |
| Minimum Opening Deposit: $500 | |
| $0.00 – $249,999.99 | 0.05% APY |
| $250,000.00 and up | 0.10% APY |
| 12-month Certificate of Deposit (a) | |
| Minimum Opening Deposit: $500 | |
| $0.00 – $249,999.99 | 0.25% APY |
| $250,000.00 and up | 0.35% APY |
| 18-month Certificate of Deposit (a) | |
| Minimum Opening Deposit: $500 | |
| $0.00 – $249,999.99 | 0.30% APY |
| $250,000.00 and up | 0.40% APY |
| 24-month Certificate of Deposit (a) | |
| Minimum Opening Deposit: $500 | |
| $0.00 – $249,999.99 | 0.40% APY |
| $250,000.00 and up | 0.50% APY |
| 30-month Certificate of Deposit (a) | |
| Minimum Opening Deposit: $500 | |
| $0.00 – $249,999.99 | 0.50% APY |
| $250,000.00 and up | 0.60% APY |
| 36-month Certificate of Deposit (a) | |
| Minimum Opening Deposit: $500 | |
| $0.00 – $249,999.99 | 0.60% APY |
| $250,000.00 and up | 0.70% APY |
| 48-month Certificate of Deposit (a) | |
| Minimum Opening Deposit: $500 | |
| $0.00 – $249,999.99 | 0.70% APY |
| $250,000.00 and up | 0.80% APY |
| 60-month Certificate of Deposit (a) | |
| Minimum Opening Deposit: $500 | |
| $0.00 – $249,999.99 | 0.80% APY |
| $250,000.00 and up | 0.90% APY |
| Individual Retirement Account | |
| Variable Rate IRA Savings (b) | |
| Minimum Opening Deposit: $50 | |
| Daily balance of: | |
| $0.00-$9,999 | 0.05% APY |
| $10,000-$24,999 | 0.10% APY |
| $25,000 and up | 0.25% APY |
Certificates of Deposit in each of our term lengths are also available as IRA investments.
a) A penalty will be imposed for early withdrawal.
b) The interest rate and annual percentage yield (APY) may change after account opening. Fees could reduce earnings on the account. IRS penalties may apply to withdrawals made from an IRA account prior to age 59-1/2.
Great Rewards Checking Additional Detail: Monthly qualifications to earn the premium rates: 14 debit card purchases, 1 automatic debit or direct deposit, and enroll and receive online statements. Each monthly qualification cycle the qualifications are met: balances up to $20,000 receive APY of 0.50%; and balances over $20,000 earn 0.05% interest rate on the portion of the balance over $20,000, resulting in 0.05% – 0.50% APY, depending on the balance. If qualifications are not met, all balances earn 0.01% APY.
Call 888.902.5662 or ask an employee for current rates or more information.