It’s not fun to plan for the what-ifs, but organizing affairs and creating a care plan for your loved ones can make it easier when that time does come. There are many factors to consider and documents that need to be reviewed. Learn more in this article.Continue
Building vs buying a house : What is right for you?
If you’re stuck between building and buying a house, ensure you have all the information you need before making your decision. Take a look at the pros and cons of both building and buying a house and inspect the price difference between the two.Continue
Enhance your protection with business interruption insurance
Business interruption insurance can help replace lost income and cover expenses if you’re ever forced to close your doors.Continue
The ins and outs of farm management
The modern farmer is required to know much more than just harvesting produce and raising animals. Here is everything you need to know about managing your farm well.Continue
Buying a house in winter can have its advantages
With the exception of a few sun belt states, buying a house in the winter just seems off. The traditional time to go from listing to listing is spring and summer. But while things slow down this time of year, there are some hidden advantages to choosing winter as your buying season. In fact, experts…
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The first 5 steps to starting your own business
Entrepreneurship, it’s been said, is the great equalizer.Continue
Budget and plan to make your money last in retirement
Planning your retirement budget may not be a fun or exciting activity. But, it certainly is an important one. Have a solid financial plan to prepare for anything your post-career years have in store.Continue
Are you prepared to handle workers’ compensation?
You can’t anticipate when accidents may happen, so it’s in your interest to ensure your business is protected by having a workers’ compensation insurance policy in place.Continue
What does long-term care insurance cover?
Long-term care insurance can help you climb the financial burdens that long-term health services can be when age, injury, disability, illness or cognitive impairment keeps you from being able to take care of yourself.Continue
How is agriculture affected by rising interest rates?
In recent months, the U.S. Federal Reserve increased the benchmark interest rate for lenders, the highest hike since the 1980s, to combat rising inflation for everyday Americans. Here’s what you need to know about managing your farming operation with higher interest rates.Continue
5 banking fees you can easily avoid to save you money
Banking fees are the cost of a service that a bank provides. Fees are a fact of banking, but with some planning, you can save yourself extra money from overpaying on fees. Here are five banking fees and how to avoid them.Continue
What is disability insurance and why it’s key to protecting you financially
Ask yourself this question: “If I couldn’t work for six months or a year, what effect would that have on my household?” If you work full-time and have people who rely on you, it’s probably time to consider disability insurance.Continue
Revocable living trust – the trust everyone can use
A revocable living trust is practical for many individuals and families because it transfers assets in 3 areas: control, probate, and taxes. And, it’s one of the most effective estate management tools.Continue
Your Back-To-College Insurance Guide
Consider insurance needs for your college student’s possessions, apartment or dorm room, and the car he or she takes to school.Continue
Transferring the family farm to the next generation
Succession and estate planning can be difficult and emotional for many American farms. However, they are necessary for the health of the farm and the future of the family members involved. Lack of direction in transferring the farm can make moving forward difficult for everyone involved.Continue
Smart insurance moves for 4 situations
Smart insurance involves continually reviewing your lifestyle and financial obligations for your family and your business. Keep your coverage current to match and grow with the changes you make personally and professionally.Continue
What types of business loans are there?
The right type of financing can help you achieve your dreams and goals as a business owner. There are many different types of business loans specifically for businesses that are designed to fulfill certain needs. While a professional loan officer can help you pick the right financing option for your business’s requirements, start here…
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4 things you need to know about your money and higher Federal interest rates
The Federal Reserve, or The Fed, raised interest rates this year to combat rising inflation. Here are four things you need to know about your finances with raised federal interest rates.Continue
Cyber insurance 101: what Is cyber security insurance and why it’s essential for every business owner
Many small businesses are not prepared to handle a cyber incident. Here are answers to the most important cyber insurance questions.Continue
How much does it actually cost to own a dog or cat?
What do you need to consider when you want to bring a furry friend into your family? Here are the steps you need to take to explore the expected annual costs of owning a dog or cat.Continue