Entrepreneurship, it’s been said, is the great equalizer.
Continue
Budget and plan to make your money last in retirement
Planning your retirement budget may not be a fun or exciting activity. But, it certainly is an important one. Have a solid financial plan to prepare for anything your post-career years have in store.
Continue
Are you prepared to handle workers’ compensation?
You can’t anticipate when accidents may happen, so it’s in your interest to ensure your business is protected by having a workers’ compensation insurance policy in place.
Continue
What does long-term care insurance cover?
Long-term care insurance can help you climb the financial burdens that long-term health services can be when age, injury, disability, illness or cognitive impairment keeps you from being able to take care of yourself.
Continue
How is agriculture affected by rising interest rates?
In recent months, the U.S. Federal Reserve increased the benchmark interest rate for lenders, the highest hike since the 1980s, to combat rising inflation for everyday Americans. Here’s what you need to know about managing your farming operation with higher interest rates.
Continue
5 banking fees you can easily avoid to save you money
Banking fees are the cost of a service that a bank provides. Fees are a fact of banking, but with some planning, you can save yourself extra money from overpaying on fees. Here are five banking fees and how to avoid them.
Continue
What is disability insurance and why it’s key to protecting you financially
Ask yourself this question: “If I couldn’t work for six months or a year, what effect would that have on my household?” If you work full-time and have people who rely on you, it’s probably time to consider disability insurance.
Continue
Revocable Living Trust – The Trust Everyone Can Use
A revocable living trust is practical for many individuals and families because it transfers assets in 3 areas: control, probate, and taxes. And, it’s one of the most effective estate management tools.
Continue
Your Back-To-College Insurance Guide
Consider insurance needs for your college student’s possessions, apartment or dorm room, and the car he or she takes to school.
Continue
Transferring the family farm to the next generation
Succession and estate planning can be difficult and emotional for many American farms. However, they are necessary for the health of the farm and the future of the family members involved. Lack of direction in transferring the farm can make moving forward difficult for everyone involved.
Continue
Smart insurance moves for 4 situations
Smart insurance involves continually reviewing your lifestyle and financial obligations for your family and your business. Keep your coverage current to match and grow with the changes you make personally and professionally.
Continue
What types of business loans are there?
The right type of financing can help you achieve your dreams and goals as a business owner. There are many different types of business loans specifically for businesses that are designed to fulfill certain needs. While a professional loan officer can help you pick the right financing option for your business’s requirements, start here…
Continue What types of business loans are there?
4 things you need to know about your money and higher Federal interest rates
The Federal Reserve, or The Fed, raised interest rates this year to combat rising inflation. Here are four things you need to know about your finances with raised federal interest rates.
Continue
Cyber insurance 101: what Is cyber security insurance and why it’s essential for every business owner
Many small businesses are not prepared to handle a cyber incident. Here are answers to the most important cyber insurance questions.
Continue
How much does it actually cost to own a dog or cat?
What do you need to consider when you want to bring a furry friend into your family? Here are the steps you need to take to explore the expected annual costs of owning a dog or cat.
Continue
4 types of helpful tools every small business needs to start up
You may be starting a business with your own drive, passion, and talents. But you’ll need some critical business tools to keep it going. Luckily, there are plenty of options to help you stay on track of anything business-related, from cash flow to communication. Here’s our breakdown of the essential tools you need to make your business run like a machine.
Continue
Stressing over money? Here are 3 ways to mindfully manage your finances
With uncertainties in the economy, constantly-changing markets, and huge life changes, it’s get caught in an anxiety spiral. But you’re not alone. Everyone’s financial situation is unique and needs specific solutions. But there are steps you can take to care of your mind when you’re dealing with financial stress.
Continue
Different types of business structures
Have you been wondering what the difference between certain business structures is and which one would be best for you? Read on.
Continue
How to Tackle Big Decisions – and Win
You’ve given all you’ve got to build your career, and now your company is flourishing. But a bigger company needs even more attention, and you’ve got family obligations, a new home to build, and you’d really love a vacation that’s more exciting than just a long weekend. Sound familiar? The reward of acting responsibly…
Continue How to Tackle Big Decisions – and Win
What You Need To Know About Refinancing and Why It’s A Smart Financial Move
Current homeowners can also benefit from low mortgage rates by choosing to refinance their home. Ultimately, refinancing helps save money by paying less interest. The savings can be diverted into a retirement account, paying off debt or even pay more on mortgage payments to shorten the life of the loan.
Continue