One of the keys to success for today’s agricultural producers is a strong marketing plan which includes knowing break-even costs, having a solid action plan and keeping emotions out of it, according to tips released by the American Bankers Association at the ABA National Agricultural Bankers conference in Omaha, Neb. Members of the ABA Agricultural…
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There are some tips to keep in mind to begin the conversation about life insurance.
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Flooding, hurricanes, fires or tornadoes. We know they can happen. If you haven’t witnessed it personally, just turn on TV or your computer to see the devastation in our region and elsewhere in the country. It’s hard to imagine the actual experience of having your home destroyed or living in temporary shelters. This inability to fathom the horrors of natural…
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It’s not all that uncommon. You tried to fix something in your house using all the analytic skills you apply to other parts of your life, inspired by how easy it looks on HGTV. With all the best of intentions, however, what seemed simple turned into an obviously less-than-expert job. In fact, even your Realtor…
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The VA loan is one of the best mortgage loans there is. Here are some reasons why. First, VA guarantees the loan for 100% of the appraised value of the property (technically, the loan is for the Notice Of Value amount, which in most cases is the same thing). This guarantee means that the lender…
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A 20% down payment is anything but standard. Making a smaller down payment does involve some form of mortgage insurance (MI). Conventional loans are available with as little as 3% down.
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Many first-time home buyers have stars in their eyes when they first begin house-hunting. Their ideal is a house that is move-in-ready, offers the number of bedrooms/baths/square footage they’re looking for, is in a great neighborhood and, of course, is within their budget. Matching all that criteria is often a tall order, especially the move-in-ready…
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Moving into your own house can be exciting and frightening at the same time. Before transitioning from renting to owning a home, you’ll need to create a savings plan that not only includes your down payment (typically 5 to 20% of the home’s value) but also a reserve fund to cover unexpected emergencies. Tips on…
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Paying down your mortgage early may be possible, but is it smart?
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A good summer trip takes careful planning and budgeting. Here’s a step-by-step guide for planning a fun but financially responsible summer vacation.
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Though babies are sweet, and starting a family is a joyous occasion, there’s no denying that having a child is expensive.
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Budgeting for retirement isn’t the easiest thing to do, but it is incredibly important.
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Retirement can be a tough decision to make.
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As a homebuyer, one of the biggest decisions you’ll have to make revolves around the type of financing you wish to obtain.
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You might not have previously considered it, but you need to insure your valuables.
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Getting a mortgage will take some time. Before you head to a lender, it’s important to ensure your finances are in order so you can secure the best possible interest rates and don’t fall behind on future payments.
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Not all forms of debt should be avoided.
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ContinueThe deadline for those who requested extensions is quickly approaching.
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Corporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. We recommend following these tips to keep your small business safe….
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