If you’re stuck between building and buying a house, ensure you have all the information you need before making your decision. Take a look at the pros and cons of both building and buying a house and inspect the price difference between the two.
Continue
With the exception of a few sun belt states, buying a house in the winter just seems off. The traditional time to go from listing to listing is spring and summer. But while things slow down this time of year, there are some hidden advantages to choosing winter as your buying season. In fact, experts…
Continue Buying a house in winter can have its advantages
Gift cards might be the perfect solution to finding a present for everyone on your list this holiday season.
Continue
A revocable living trust is practical for many individuals and families because it transfers assets in 3 areas: control, probate, and taxes. And, it’s one of the most effective estate management tools.
Continue
Consider insurance needs for your college student’s possessions, apartment or dorm room, and the car he or she takes to school.
Continue
A credit balance transfer is a potential solution that you can use to avoid high interest and pay off credit card debt. But you will need to use this method carefully because it doesn’t truly eliminate your spending history.
Continue
Recklessness online may cause you to inadvertently install malicious computer software known as ransomware. Here’s how to prevent ransomware for businesses and personal devices.
Continue
Current homeowners can also benefit from low mortgage rates by choosing to refinance their home. Ultimately, refinancing helps save money by paying less interest. The savings can be diverted into a retirement account, paying off debt or even pay more on mortgage payments to shorten the life of the loan.
Continue
Life insurance is not always the most comfortable subject to discuss. But just like home and auto insurance, life insurance is essential to you and your family’s financial security.
Continue
You may find that your credit score, no matter your age, is not where you’d like it to be. Your credit score is important, and there are many ways you can increase it over the course of a few months.
Continue
What is a Health Savings Account or HSA? HSAs are tax-free investment accounts designed to help people pay for future medical costs, like deductibles and co-pays. It goes hand-in-hand with your health insurance coverage and functions like a checking account to pay for your health-related expenses.
Continue
Bank Midwest has been the target of a type of fraud attempt called whaling that is growing in popularity. Instead of going after small fish (individuals), attackers are beginning to target bigger ones like organizations. All companies, even small ones, must remain alert for this growing type of attack since there currently isn’t any type…
Continue A whale of a fraud
ATMs can only offer so much. When you need to talk to a banking professional, that’s where the ITM shines. Simply select the option to talk to a live Bank Midwest employee and, in seconds, one of our employee-owners will appear on-screen to help you with your banking needs.
Continue
Store credit cards may sound like a great way to save money, but they may not be right for everyone.
Continue
Older adults are increasingly the targets of scammers who use deception and fear tactics to convince the elderly to send money or provide personal account information. Make sure your loved ones are aware of these common type of scams.
Continue
The average homebuying timeline will vary for everyone, but yours could potentially be delayed if you make a handful of certain financial moves. Learn what to avoid when buying a home.
Continue
A CD is an excellent way to start setting aside money for the future and benefit from the high yield interest rates.
Continue
If you’re known to dabble in a little online browsing, odds are you’ve encountered a pop-up once or twice. There are times when you may think, “Wow, that’s a great deal!” and click on a pop-up. If you ever see a pop-up, put down the mouse. Why? That pop-up could be malicious or dangerous. There…
Continue Don’t Trust Pop-ups
This America Saves Week, set some time aside to see if your savings plan is working for you.
Continue
Holidays are a busy and stressful time of year. There’s traveling and planning for visitors. Buying and wrapping presents for loved ones. Avoiding the flu. Cybercriminals know the hectic nature of holiday preparation and attempt to take advantage of anyone who may not be paying close attention, particularly older adults. It’s crucial that the elderly…
Continue Focus on Seniors: Watch Out for Holiday Scams This Season