Here’s what homebuyers can expect when making their first home purchase, from prequalification to mortgage approval.
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Dream Big: Ciao Boji
It’s no secret that business owners are risk takers. It’s a lot to take on! But, what kind of intestinal fortitude would it take to open a business during a pandemic?Dreaming big resulted in Ciao Boji opening its globally-influenced, locally-sourced restaurant in Arnolds Park, Iowa.
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How does a business owner’s insurance policy (BOP) stack up to a custom business insurance policy?
Commercial insurance is a complex topic. This article compares some basic business policies to ensure you have the information you need to protect your future.
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Why you may want to avoid store credit cards
Store credit cards may sound like a great way to save money, but they may not be right for everyone.
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Holiday scams: How to protect yourself
The holidays are a time of cheer and goodwill, but falling victim to fraud can swiftly deflate the mood. Avoid holiday scams with these tips.
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How do you know if you have the right business insurance policy?
If you own a business, it’s essential to your financial health that you ask yourself these common business insurance policy questions.
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4 cash management security protocols that focus on fraud protection
Business owners must be aware of financial fraud risks, which means being sure your cash management solution has key layers of security protection to reliably safeguard your funds.
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Improve workplace safety with an effective loss control strategy
Loss control involves creating and implementing systems that are designed to make workplaces safer through evaluation, training, and monitoring. Effective loss control systems can help reduce the cost of business insurance premiums.
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4 steps to effective business continuity planning
Business disruption can come in many forms, whether as a pandemic, natural disaster, data breach, recession, fire or some other emergency or loss. The reality is that the risks will always be there, which is why your business needs to undertake comprehensive continuity planning. Sometimes, this task can feel like an exercise in simply checking…
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Is this the year your child gets their first debit card or credit card?
When is the right age for a child to get their first debit or credit card? Here are some ways to know when it’s right, as well as some tips for how to educate them on responsible financial decision-making.
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The farmer’s ledger: operating budget 101
Instinct and experience can go a long way toward managing a successful farm. But there’s no substitute for a methodical, well-recorded operating budget. Financial tidiness can help farmers have a better grasp on what they can and cannot afford, but also what they should spend money on when they have change to spare. An operating budget can…
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Introducing the first-time homebuyer’s handbook
Buying your first home is one of the biggest financial decisions you’ll make. Download our first-time homebuyer’s handbook to learn what’s involved.
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Common phone and internet scams and ways to stop them
Older adults are increasingly the targets of scammers who use deception and fear tactics to convince the elderly to send money or provide personal account information. Make sure your loved ones are aware of these common type of scams.
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Employment Practices Liability Insurance: a crash course
Employment Practices Liability Insurance (EPLI) can help reduce damage to a business when the legal rights of employees are violated. Learn the basics of EPLI, such as which lawsuits it protects you against and how much it may cost.
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Tips for scaling a small business effectively
Scaling a small business is a delicate balancing act that demands careful planning. The goal should be to increase revenue faster than you increase spending to sustain that new revenue. Simple, right? Well, not exactly. When your business starts showing signs of growth, consider these tips for scaling responsibly.
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What to avoid when buying a home
The average homebuying timeline will vary for everyone, but yours could potentially be delayed if you make a handful of certain financial moves. Learn what to avoid when buying a home.
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What you should look for in a business checking account
What you should look for when choosing a business checking account depends on your needs. Whether it’s your first business account or are switching to a new financial institution, here are a few tips to keep in mind.
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3 simple steps every business can take to improve cybersecurity
Small and medium-sized businesses should never presume that they’re safe from cyberthreats. In fact, SMBs are a prime target. We don’t say this to scare you but to encourage vigilance to protect yourself.
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Benefits of health savings accounts for businesses and their employees
Healthcare costs in the U.S. have never been higher, and that means businesses and employees need to be strategic about how they fund medical expenses.
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Reduce fraud with cash management’s dual control
Dual Control is one layer of security in Cash Management that you may not be aware of. It requires two people in order to complete a single wire transfer or ACH batch transaction.
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