Impersonation Fraud Warning

Scammers are impersonating Bank Midwest. If you receive an unexpected call or message from someone from Bank Midwest regarding unauthorized account activity, call us back using a known source -- saved phone number, our website, or statement. Remember, we will never request your login credentials, authentication code or account information through phone calls not initiated by you. If you feel your information may have been compromised, contact us -- 888.902.5662.

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Personal Savings

Certificates of Deposit (CD)

Guaranteed growth and safety. Earn more with higher balances and longer terms.

Open our most popular CDs online or stop by a location to open any term CD or IRA CD.

Open CD Online

Here's what you need to know about

Certificates of Deposit (CDs)

  • Checking Icon

    Minimum Opening Deposit

    $500-10,000

    Varies by account type.

  • Checking Icon

    Term Options

    6 – 60 Months

    View Additional Terms and Rates

  • Checking Icon

    Monthly Fees*

    $0

    *A penalty may be imposed for early withdrawal, which may reduce earnings.

Rest easy knowing your money is FDIC-insured and guaranteed to grow.

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182-Day Certificate of Deposit

Interest Rate

RATE
3.60%
APY*
3.63%

 

Minimum $500.00 to open.

Open a 182-Day CD Online

Or, visit a location to open.

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12-month Certificate of Deposit

Interest Rate

RATE
3.40%
APY*
3.45%

 

Minimum $500.00 to open.

Open a 12-Month CD Online

Or, visit a location to open.

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24-Month Certificate of Deposit

Interest Rate

RATE
3.50%
APY*
3.55%

 

Minimum $500.00 to open.

Open a 24-Month CD Online

Or, visit a location to open.

*Annual Percentage Yields (APY) accurate as of September 2, 2025, and subject to change. Penalty may be imposed for early withdrawal which may reduce earnings.

 

More options available at any of our branches

Certificates of Deposit in each of our term lengths are also available as IRA investments. 

Stop in or call to learn more about IRA CDs

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