Beware of Unexpected Calls

If you receive a call claiming to be from Bank Midwest and you were not expecting it, do not share any information. Hang up and call us back using a trusted number. We will never ask you for your online banking password or one-time passcode over the phone. Your security is our top priority.  

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Personal Checking

Steady earnings make this an excellent choice. With no deposit restrictions, the higher your balance, the more you earn.

Earn interest without sacrificing convenience.

Open your EnVision Interest Checking account

Here's what you need to know about

 

EnVision Interest Checking

  • Checking Icon

    Minimum opening deposit

    $50

  • Checking Icon

    Minimum Balance

    $0

  • Checking Icon

    Monthly Fees*

    $8

*Eliminate your monthly fee when you carry a daily balance of $500 or more.

 

EnVision Interest Checking Features

  • Your entire balance earns interest

 

Free Account Features

  • Online banking
  • Mobile banking and mobile deposit*
  • Bill pay
  • Online statements**
  • Bank Midwest Debit Mastercard®***
    — Mastercard ID Theft Protection™
    — $0 Liability for unauthorized charges
    — Enjoy fee-free access to cash at 40,000 MoneyPass® network ATMs in the United States.

*There is no fee from Bank Midwest. Connectivity and usage rates may apply. Contact your wireless provider for more details.
**Paper statements optional for $3 per month.
***Certain restrictions and limitations apply to these and other benefits. Full details will be provided when you become a Bank Midwest Debit Mastercard cardholder.

Interest Rates

  • RATE
    0.10%
    APY*
    0.10%

    Earn interest with no restrictions

    *Annual Percentage Yields (APYs) effective as of December 19, 2025, and subject to change without notice. Fees may reduce earnings.

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