Personal Checking

When you want premium interest and use your debit card a lot, this is your account.

Plan wisely. Live well.

Open your Great Rewards Checking Account

Here's what you need to know about

Great Rewards Checking

  • Minimum opening deposit

    $50

  • Minimum Balance

    $0

  • Monthly Fee*

    $3.95

*Eliminate your monthly fee when you carry a daily balance of $10,000 or more or make at least 14 purchases that post and clear during the statement cycle.  The fee is reduced by $0.30 each time you use your debit card.

Great Rewards Account Benefits

  • Earn interest
  • Non-network ATM fee reimbursements— up to $20 per statement cycle, automatically added to your account.
  • One overdraft fee elimination coupon per account holder.

 

Free Account Features

  • Mastercard® debit card
  • Online banking
  • Mobile banking and mobile deposit*
  • Bill pay
  • Online statements**

 

*There is no fee from Bank Midwest. Connectivity and usage rates may apply. Contact your wireless provider for more details.

 

**Paper statements optional for $3 per month.

Interest Rates

  • 0.10%

    APY*

    If you don’t meet the qualifications.

  • 0.20%

    APY*

    when you meet the qualifications and have a minimum daily balance over $20,000.

  • 2.00%

    APY*

    when you meet the qualifications and have a daily balance of $20,000 or lower.

*Annual Percentage Yields (APYs) effective as of 11/8/2019 and subject to change without notice. Fees may reduce earnings.

Earn the most when you meet the following qualifications*

 

  • Make 14 Mastercard debit purchases each statement cycle.

  • Use one ACH auto debit or direct deposit.

  • Receive online statements.

*Great Rewards Checking Additional Detail: Monthly qualifications to earn the premium rates: 14 debit card purchases, 1 automatic debit or direct deposit, and enroll and receive online statements. Each monthly qualification cycle the qualifications are met: balances up to $20,000 receive APY of 2.00%; and balances over $20,000 earn 0.20% interest rate on the portion of the balance over $20,000, resulting in 0.10% – 2.00% APY, depending on the balance. If qualifications are not met, all balances earn 0.10% APY.

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