Grow Your Existing Business

Helping you grow your company.

Competitive rates.  Flexible terms.

Whether you’re starting a new business, expanding your capacity, or improving your capabilities, we’ve got the business know-how, resources and responsiveness you need.

Find a lender near you!

Business Loans: Term

Use long-term financing to purchase assets or expand your business.

Business term loans typically carry a fixed interest rate and a predetermined payment schedule with a set maturity date. Term loans are often secured with business assets and provide the means for investing in the future of your business.

Great Solution For:

✓ Equipment purchases, new or used.  From vehicles to computer systems.

✓ Business expansion projects

✓ Real estate or construction loans

Bottom Line:

✓ Invest in your business with flexible financing

✓ Conserve your cash flow

✓ Your success is our business

Lines of Credit

Manage your cash flow more effectively with a line you can access instantly.  Perfect for short-term cash when you need to adjust for variations in seasonal and business cycles.

A revolving line of credit is simple to use and provides a safety net in case of an emergency. Borrow against your credit line (up to your limit) when you need it. Pay it down when you can. Lines of credit may be secured or unsecured with interest rates that typically vary with the market.

Talk to us about our competitive rates.

Great solution for: 

✓ Easy access to short-term borrowing needs

✓ Purchasing supplies and inventory

✓ Flexible repayment options

✓ Overdraft protection against your business checking account

Bottom Line: 

✓ Set up your credit line to provide immediate cash whenever you need it.

Commercial Real Estate

Our business lenders will work side-by-side to help you complete your purchase or construction with a flexible draw schedule.  We have term options with affordable monthly payments to meet your needs.

Letters of Credit

Our Standby Letters of Credit guarantee a customer’s ability to fulfill a financial obligation, offering a substitution for performance bond, or a credit enhancement for a contractual obligation such as a bond or lease.

Small Business Administration (SBA) Loans

An attractive financing option for growing small businesses is through the Small Business Administration (SBA). SBA helps provide low-cost loans and line of credit options for qualifying businesses. SBA financing offers many favorable features including:

  • Low down payments,
  • Fixed and variable interest rates, and
  • Longer repayment terms.

We’ll even help you with your SBA application!

Healthcare Equipment Financing

OnePlace Capital, a division of Bank Midwest located in West Des Moines, specializes in helping medical, dental and veterinary practitioners in the U.S. stay competitive and grow in today’s challenging business market with no-hassle equipment financing.  Lean more at Capital Logo in burgundy and green


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