Spirit Lake
Financial Center & ATM
Location Benefits
Interactive Teller Machine
Drive-Thru Banking
Insurance
Trust & Estates
Phone
712-336-0505
Fax: 712-336-0404
Address
1800 Royal Ave
Spirit Lake, IA 51360
Lobby Hours
Mon – Fri: 9 a.m. – 5 p.m.
Drive-Thru Hours
Mon – Fri: 8 a.m. – 5 p.m.
Sat: 9 a.m. – Noon
Drive-Thru ITM Hours
Mon – Fri: 8 a.m. – 6 p.m.
Sat: 8 a.m. – Noon
Location Benefits
Interactive Teller Machine
Drive-Thru Banking
Insurance
Trust & Estates
Spirit Lake Team
Colt, Laurie
Colt, Laurie
Deposit Sales Representative
Bank
Laurie Colt
Dvorak, Sara
Dvorak, Sara
Mortgage Lender
Mortgage
Sara Dvorak
Lee, Christin
Lee, Christin
Insurance Agent
Insurance
Christin Lee
Nelson, Tom
Nelson, Tom
Ag and Commercial Lender
Borrow
Tom Nelson
Ortmann, Brooke
Ortmann, Brooke
VP Retail Banking
Bank
Brooke Ortmann
Petersen, Curt
Petersen, Curt
Insurance Agent
Insurance
Curt Petersen
Schmitz, Brad
Schmitz, Brad
Trust Relationship Manager
Trust
Brad Schmitz
Scott, Brent
Scott, Brent
Insurance Agent & Insurance Operations Manager
Insurance
Brent Scott
Skogerboe, Nile
Skogerboe, Nile
Ag and Commercial Lender
Borrow
Nile Skogerboe
Stensland, Jill
Stensland, Jill
Retail Manager
Bank
Jill Stensland
Visit Our Financial Center in Spirit Lake, IA
For over 140 years, Bank Midwest has served customers like you with their financial planning, education, and investments for generations. We provide modern digital tools and banking solutions of big banks with the small-town service and the ease of access of a local community bank in Iowa.
Whether you’re looking to open a savings account, apply for a loan, or seeking professional guidance on insurance or trust and estate planning, your local team in Spirit Lake is happy to help you with all your banking needs.
Securities and insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.
Explore Spirit Lake’s Top Products
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Searching for a Bank Midwest location closer to you? We have locations across western Iowa that may be a better fit.
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Bank Midwest News & Resources
What Makes Spirit Lake Home
Located on the western shoreline of East Okoboji Lake, Spirit Lake is a vibrant small town that sits as the county seat of the Iowa Great Lakes region. While the town has a population of 5,400, visitors from across the state come to visit, bringing economic growth and year-round activity to the region. The area boasts a family-oriented atmosphere, safe neighborhoods, and a thriving downtown scene with local shops and lakeside dining.
Industries That Move Spirit Lake Forward
Spirit Lake’s booming tourism industry remains the heart of the region’s economy. However, it is also a dynamic hub that is diversified by manufacturing, healthcare, agriculture, and retail that support the community outside of the vacation season. While Dickinson County’s farming industry isn’t as big as some of the surrounding counties in Iowa, it still remains a major factor that drives the region’s economy.
Things to Do Around Spirit Lake
As part of the greater northwest region of Iowa, Spirit Lake is home to Iowa’s Great Lakes, which span 13,000 acres of water and more than 70 miles of shoreline. Visitors can make memories across a multitude of attractions, dining, outdoor recreational activities and watersports around Spirit Lake.
Big Spirit Lake
One of Iowa’s Great Lakes from which Spirit Lake derives its name, the lake spans over 5,600 acres and is the largest natural lake in Iowa. It is a popular destination for both tourists and locals year-round, where you can enjoy swimming, boating, skiing, and fishing in the summer and snowmobiling and ice fishing in the winter.
Dickinson County Museum
Celebrating the origins of the town, the Dickinson County Museum is built into a restored 140-year-old depot, and features nine permanent exhibits as well as three temporary exhibits. Visitors can travel back in time and hear the story of Fred Gilbert, the best trapshooter in the world, Dickinson County’s role in the Civil War, and many other exhibits that celebrate the region’s history.
Dickinson County Nature Center
Located just outside Spirit Lake, the Dickinson County Nature Center offers visitors a chance to explore the natural beauty and wildlife of the Iowa Great Lakes region. The center features interactive exhibits, educational displays, and scenic walking trails that highlight local habitats and conservation efforts. Families can enjoy the outdoor play areas, wildlife viewing opportunities, and seasonal programs that make learning about nature fun for all ages.
Indian Motorcycle Visitor Center
The Indian Motorcycle Visitor Center in Spirit Lake celebrates the history and craftsmanship of one of America’s most iconic motorcycle brands. As the home of Indian Motorcycle’s manufacturing facility, the visitor center features exhibits highlighting the company’s legacy, engineering, and modern production process. Guests can explore displays of historic and current models while learning how these legendary motorcycles are built right here in northwest Iowa.
Serving Our Iowa Communities
At Bank Midwest, we’re committed to strengthening the communities we serve through our Community Fund, supporting initiatives that create meaningful, lasting impact. We provide grants to local 501(c)(3) organizations and invest in projects that support the arts, recreation, youth programs, environmental efforts, and overall community improvement.
Some of our recent grants in the region include:
$20,000
Spirit Lake Inclusive Playground (2025)
$15,000
Bringing the Depot to Life, Lakes Area (2024)
$15,000
Spirit Lake Youth Athletics (2022)
$25,000
Tatanka Ska Trace Trailhead, Dickinson County Trails Board (2021)
$200,000
Bank Midwest Community Food Shelf Support during COVID-19 (2020)
Frequently Asked Questions About Bank Midwest
What services are offered at Bank Midwest in Spirit Lake?
As your Iowa community bank, Bank Midwest makes managing your finances easy and convenient. Whether you are a small business owner looking for the right business insurance* for your operation, a farmer pursuing succession plans to pass down your farm to the next generation, or a family seeking a loan to buy a home, your local team in Spirit Lake provides clarity and professional guidance for all of your banking needs.
Securities and insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.
How does Bank Midwest stand out in Spirit Lake?
At Bank Midwest, you have access to the modern digital tools of big banks paired with the small-town service and reachability of community banks in Iowa. Instead of having to drive to your bank for your daily banking needs, our online options and mobile app allow you to bank on the go, so you can focus on what matters most.
Move Forward with Confidence
At Bank Midwest, your local team is easy to reach and ready to help you with your everyday banking needs.
Equal Housing Lender