Business Online and Mobile Banking
Business online and mobile banking that works wherever you do
Manage Your Business Finances Wherever You Are
Running a business means making financial decisions throughout the day, not just when you’re sitting at your desk. With Bank Midwest business online banking and mobile banking, you can monitor your accounts, move money, pay bills, and manage your cash flow from your computer or mobile device.
You get the digital tools you need to stay connected to your finances, backed by a local banking team you can turn to when you need help.
Business Online Banking That Keeps You in Control
Your business doesn’t operate on a 9-to-5 schedule. Your banking tools shouldn’t have to either.
Bank Midwest gives you convenient, secure access to the information and transactions that keep your business moving. From checking your balance before making a purchase to approving a payment from your phone, you can handle everyday banking without making an unnecessary trip to the bank.
Bank confidently with digital tools designed to save you time, so you can focus less on transactions and more on growing your business.
Shared Features
Included with every business checking account:
- Online & mobile banking with mobile deposit*
- Bill pay and recurring payment scheduling
- Online Statements** for convenient recordkeeping
- Business Debit Mastercard®*** with automatic rebates and merchant discounts
- Mastercard ID Theft Protection™
*There is no fee from Bank Midwest. Connectivity and usage rates may apply. Contact your wireless provider for more details.
**Paper statements optional for $3 per month.
***Certain restrictions and limitations apply to these and other benefits. Full details will be provided when you become a Business Debit Mastercard cardholder.
Business Online Banking
When you’re at your desk, business online banking gives you a convenient way to manage your company’s finances and stay on top of daily activity.
Use online banking to monitor balances, review transactions, transfer funds, pay bills, and access account documents. You can also use online statements to simplify recordkeeping and reduce the paperwork associated with your business accounts.
With business online banking, you can:
- Review balances and recent transactions
- Transfer funds between accounts
- Schedule one-time and recurring bill payments
- View and download online statements
- Access important account documents
- Monitor account activity
- Receive account alerts
- Access your accounts securely from your computer
Whether you’re reviewing yesterday’s transactions, preparing for payroll, or checking your available cash before making a purchase, the information you need is close at hand.
Business Mobile Banking
Business doesn’t always happen in an office.
Business mobile banking puts many of the same everyday banking capabilities in the palm of your hand.
With the Bank Midwest Business App, you can check account activity, move money, manage payments, and stay connected to your business finances while you’re at a jobsite, meeting with a customer, or traveling between locations.
Mobile banking can help you:
- Check balances and transaction activity
- Transfer money
- Approve eligible transactions
- Manage payments
- Deposit checks using your mobile device
- Receive account alerts
- Monitor your business finances on the go
- Use secure login features for convenient access
You can also use mobile banking to quickly see what’s happening in your accounts, helping you spot unexpected activity and stay informed throughout the day.
Turn Your Phone Into a Place to Make Deposits
Getting checks into your business account shouldn’t require rearranging your day around a trip to the bank.
With business remote deposit, eligible businesses can use digital tools to deposit checks without bringing them to a branch. That can make it easier to get deposits processed while keeping your team focused on the work that generates revenue.
Business remote deposit can be especially useful for companies that:
- Receive checks from customers throughout the day
- Have employees working away from a bank location
- Collect payments at multiple locations
- Want to reduce trips to the bank
- Need a more convenient way to manage incoming checks
Instead of holding checks until someone has time to make a deposit*, your business can use digital banking tools to make deposits part of the normal workflow.
*Availability, eligibility, fees, and deposit limits may apply. Ask a Bank Midwest business banker about available remote deposit options for your business.
Spend Less Time Managing Banking, More Time Managing Your Business
Digital banking should make running your business easier.
Bank Midwest’s business online and mobile banking tools help you stay on top of cash flow, manage routine transactions, and handle banking tasks without disrupting your workday.
Stay on Top of Cash Flow
Check balances, review transactions, and monitor activity, so you have the information you need to make day-to-day financial decisions.
Manage Banking Wherever Business Takes You
Pay bills, schedule recurring payments, transfer funds, and use business remote deposit to handle routine banking tasks from the office, jobsite, or on the go.
Keep Banking Information Within Reach
Access online statements and account documents for convenient recordkeeping and financial management. And when you need personal assistance, your Bank Midwest team is here to help.
Digital Banking With Support When You Need It
Business banking should make your day easier, not harder. Bank Midwest combines convenient digital banking tools with a local team ready to help you get the most from them.
Get Started in Three Steps
You don’t have to navigate these changes alone. Your Bank Midwest business banking team can help you determine which solutions make sense for your business today and as your needs evolve.
Need help getting started? Contact Business Support at 844-238-3838, Monday – Friday, 8 a.m.- 5 p.m. Central.
Frequently Asked Questions
What can I do with business online banking?
Business online banking gives you convenient access to your business account from your computer. Depending on your account and permissions, you can view balances and transactions, transfer funds, pay bills, access statements and documents, manage eligible account features, and monitor your business finances.
Is business mobile banking different from business online banking?
Business mobile banking gives you access to many everyday banking functions through your mobile device. It’s designed for business owners and employees who need to monitor accounts and handle banking tasks while away from their computers. Your available features may depend on your account type, user permissions, and services.
Can I deposit business checks through mobile banking?
Bank Midwest offers mobile deposit as part of its digital banking capabilities. Eligible business customers can use their mobile device to deposit checks without visiting a branch.
Businesses with more specialized deposit needs may also benefit from business online deposit services. Talk with a Bank Midwest business banker to determine which option fits your deposit volume and workflow. For more information, contact Business Support at 844-238-3838, Monday – Friday, 8 a.m.- 5 p.m. Central.
What is business online deposit?
Business online deposit allows eligible businesses to deposit checks electronically rather than physically bringing them to a bank location. It can be useful for businesses that receive checks regularly or have employees working away from a branch.
*Availability, eligibility, fees, and deposit limits may apply. Ask a Bank Midwest business banker about available online deposit options for your business.
Can multiple employees use business online banking?
Yes. Bank Midwest can help businesses establish access for authorized users and manage appropriate permissions. This can help business owners give employees access to the banking functions they need while maintaining appropriate controls.
Can I manage multiple business accounts online?
Yes. Bank Midwest’s digital banking tools allow you to monitor and manage multiple eligible business accounts from one convenient place. This can make it easier to review cash positions, track transactions, and move funds between accounts.
Can I pay business bills through online banking?
Yes. Business online banking includes bill-pay capabilities that can help you schedule payments and manage recurring bills. This can simplify routine payments and help you keep track of upcoming financial obligations.
Can I access my business statements online?
Yes. Bank Midwest provides online access to business statements and other account documents. Online statements can make recordkeeping more convenient and reduce reliance on paper documents.
Is Bank Midwest business online banking secure?
Bank Midwest uses security measures designed to help protect your accounts and information. The bank also recommends following basic security practices, such as keeping passwords private and regularly monitoring account activity.
How do I enroll in business online banking?
To enroll in business accounts in online or mobile banking, contact Bank Midwest’s Business Support team. The bank can help set up your business accounts and users with the appropriate permissions. Business Support is available at 844-238-3838, Monday – Friday, 8 a.m.- 5 p.m. Central.
If your business needs more advanced tools for managing cash flow, payments, deposits, or account security, Bank Midwest also offers treasury management services. These can include solutions such as online deposit, wire transfers, automatic payments, Positive Pay, and other cash-management services. A business banker can help you identify the right combination of services for your operation.