Personal Checking

Onederful Checking is our most popular account with no monthly service fees and lots of convenience.

No-hassle checking. Live well.

 

Open your Onederful Checking account

Here's what you need to know about

Onederful Checking

  • Checking Icon

    Minimum opening deposit

    $50

  • Checking Icon

    Minimum Balance

    $0

  • Checking Icon

    Monthly Fees

    $0

Keep banking simple.

Onederful Account Features

  • Our easiest, no-hassle checking account
  • No monthly fees

Free Account Features

  • Mastercard® debit card
  • Online banking
  • Mobile Banking and Mobile deposit*
  • Bill pay
  • Online statements**
  • Bank Midwest Debit Mastercard®***
    — Mastercard ID Theft Protection™
    — $0 Liability for unauthorized charges
    — Enjoy fee-free access to cash at 40,000 MoneyPass® network ATMs in the United States.

*There is no fee from Bank Midwest. Connectivity and usage rates may apply. Contact your wireless provider for more details.
**Paper statements optional for $3 per month.
***Certain restrictions and limitations apply to these and other benefits. Full details will be provided when you become a Bank Midwest Debit Mastercard cardholder.

Interest Rates

  • 0.0%

    APY

    No interest available for this account.

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