What makes Bank Midwest's personal services different?

You get modern digital tools backed by local people who pick up the phone and help you through life's important decisions. Everything—banking, loans, insurance, investments, and estate planning—lives under one trusted relationship.

Can I manage most of my accounts online?

Yes. Our online and mobile tools allow you to deposit checks, transfer money, pay bills, monitor spending, manage cards, and view statements anytime. And if something goes wrong, our local call team is here to help.

Do I need to visit a branch to get started?

You can open many accounts online, open loans, and explore services digitally. If you prefer in-person support, every branch has a team ready to help.

What if I'm not sure which personal banking service I need?

You don't have to know all the details. Tell us what you're experiencing or what you want to accomplish, and we'll guide you through the options that fit your situation.

Does Bank Midwest offer long-term financial planning support?

Yes. Whether you're investing for the future, creating a trust, or planning your estate, our team helps you understand your choices and build a plan that fits your goals.

Why choose Bank Midwest for personal banking?

Because you get clarity, convenience, and real relationships—not generic service or confusing processes. We believe your financial life should feel simple and supported.

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Earn More. Stay Flexible.

A high-yield money market account built for access, growth, and control.

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Grow Your Savings Faster While Keeping It Within Reach

When your savings start to grow, your account should grow with you. The Premier Money Market from Bank Midwest gives you the opportunity to earn higher interest while keeping your money accessible when you need it.

It’s the balance between earning more and staying in control—backed by a local team you can trust.

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Why Choose a Money Market Account?

Not every savings goal fits neatly into a box. Some require flexibility. Others demand stronger returns. A money market account bridges the gap.

With a Premier Money Market account, you can:

Earn higher interest than traditional savings accounts
Access your funds when needed, without locking them away
Grow larger balances faster with tiered rates
Bank confidently with secure digital tools and local support

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Earn More with Greater Flexibility

Premier Money Market

A money market account that lives up to its name. Earn premium interest while maintaining access to your funds for the moments that matter.

Higher Earning Potential

Competitive, tiered interest rates that reward higher balances

Flexible Access

Up to six withdrawals per month across channels AND up to six checks per month

Unlimited Deposits

Add to your savings anytime, online or in person

Digital Convenience

Full access to online banking, mobile banking, and mobile deposit^*

Local Support

Real people ready to help when you need it

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*There is no fee from Bank Midwest. Connectivity and usage rates may apply. Contact your wireless provider for more details.
**Minimum opening deposit: $50. Minimum balance to avoid monthly service charge: $10,000. Monthly service charge: $10

Interest Rates

Earn more as your balance grows:

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Account balance

Rate

APY^*

$0–9,999

1.00%

$10,000–24,999

1.50%

1.51%

$25,000–99,999

2.00%

2.02%

$100,000–249,999

2.50%

2.53%

$250,000+

3.00%

3.04%

*Annual Percentage Yields (APYs) effective as of December 19, 2025, and subject to change without notice. Minimum opening deposit of $50 is required. Fees may reduce earnings. If balance falls below $10,000 any day of the month, a $10 monthly service charge will be assessed. Account restrictions of up to 6 checks per month and up to 6 withdrawals per month. Includes ACH, Point of Sale, in-person, ATM, telephone, AFT, online or any other withdrawal or transfer from the account. Any withdrawals, transfers or checks over these limits will not automatically post to the account and could result in failed transfers or withdrawals, declined debit card transactions, and returned checks. If the withdrawal restrictions on this account are exceeded on more than an occasional basis, Bank Midwest reserves the right to transfer this account to another interest-bearing account type that does not limit withdrawals.

FAQs: Premier Money Market

How is a money market different from a savings account?

A money market account typically offers higher interest rates and limited transaction capabilities, making it ideal for larger balances that still need occasional access.

How many withdrawals can I make?

You can make up to six withdrawals per month across various methods, including ACH, ATM, in-person, and online transfers.

What happens if I go over the withdrawal limit?

Transactions over the limit may not process and could result in declined transactions or account changes.

Is my money protected?

Yes. Your deposits are FDIC-insured up to $250,000, providing peace of mind.

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Ready to Earn More Without Giving Up Access?

If you’re ready for a smarter way to save—one that balances growth with flexibility—the Premier Money Market account is built for you.

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Resources

All Money Market Resource

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The Many Benefits of a Checking Account

Checking accounts may have more benefits than you think. Learn about the different types of checking accounts and the benefits of using them.

Father and son fishing illustrating financial goals and savings.

Money Market Accounts: Your Guide To Finding the Best Options

No matter what life stage you’re in, you’re most likely putting money aside toward a goal.

Man using smartphone for digital banking and online services with Bank Midwest.

What To Expect After Opening an Account: set up digital banking and more

Want to get the most out of your new account? Use this guide to learn what to expect before, during, and after opening a bank account with Bank Midwest.