Personal Savings
Certificates of Deposit (CD)
Guaranteed growth and safety. Earn more with higher balances and longer terms.
Text Scam Alert
Receive a text from a 10-digit number claiming to be from Bank Midwest? Do not respond. We only send automated alerts from shortcodes and will never ask for your account or login information. If you responded to a text followed by a phone call from a ‘representative’ of Bank Midwest gathering more details, please contact us using the number on your debit card or our website, 888.902.5662.
Personal Savings
Certificates of Deposit (CD)
Guaranteed growth and safety. Earn more with higher balances and longer terms.
Certificates of Deposit (CDs)
Minimum Opening Deposit
$500-10,000
Varies by account type.
Monthly Fees*
$0
*A penalty may be imposed for early withdrawal, which may reduce earnings.
Rest easy knowing your money is FDIC-insured and guaranteed to grow.
12-month Certificate of Deposit
Interest Rate
Minimum $500.00 to open.
Or, visit a location to open.
*Annual Percentage Yields (APY) accurate as of July 7, 2025, and subject to change. Penalty may be imposed for early withdrawal which may reduce earnings.
Certificates of Deposit in each of our term lengths are also available as IRA investments.