Personal Savings
Certificates of Deposit (CD)
Guaranteed growth and safety. Earn more with higher balances and longer terms.
Open our most popular CDs online or stop by a location to open any term CD or IRA CD.
Impersonation Fraud Warning
Scammers are impersonating Bank Midwest. If you receive an unexpected call or message from someone from Bank Midwest regarding unauthorized account activity, call us back using a known source -- saved phone number, our website, or statement. Remember, we will never request your login credentials, authentication code or account information through phone calls not initiated by you. If you feel your information may have been compromised, contact us -- 888.902.5662.
Personal Savings
Certificates of Deposit (CD)
Guaranteed growth and safety. Earn more with higher balances and longer terms.
Open our most popular CDs online or stop by a location to open any term CD or IRA CD.
Certificates of Deposit (CDs)
Minimum Opening Deposit
$500-10,000
Varies by account type.
Monthly Fees*
$0
*A penalty may be imposed for early withdrawal, which may reduce earnings.
Rest easy knowing your money is FDIC-insured and guaranteed to grow.
182-Day Certificate of Deposit
Interest Rate
Minimum $500.00 to open.
Or, visit a location to open.
12-month Certificate of Deposit
Interest Rate
Minimum $500.00 to open.
Or, visit a location to open.
24-Month Certificate of Deposit
Interest Rate
Minimum $500.00 to open.
Or, visit a location to open.
*Annual Percentage Yields (APY) accurate as of September 2, 2025, and subject to change. Penalty may be imposed for early withdrawal which may reduce earnings.
Certificates of Deposit in each of our term lengths are also available as IRA investments.