Help Center: accounts

Holidays and Special Hours

Bank Midwest will observe and be closed the following Federal holidays. Select holidays require special transaction cut-off times which will be listed as details become available. All times noted are Central Time.

Year-End Deadline

Loan payments and other transactions must be received by close of business day, Wednesday, December 31, to be eligible for 2025 tax reporting. Transactions submitted after December 31 cut-off times (in-person or online), will be processed Friday, January 2, 2026.

2025-26 Holiday Closings

Wednesday, December 24 Christmas Eve — 1 p.m. all locations close early
Early cut-off hours:
–International Wires: 10 a.m.
–Domestic Wires and ACH (incl. Same Day): Noon 
Thursday, December 25 Christmas Day
Thursday, January 1, 2026 New Year’s Day
Monday, January 19 Martin Luther King Jr. Day
Monday, February 16 Presidents Day
Monday, May 25 Memorial Day
Friday, June 19 Juneteenth National Independence Day
Monday, September 7 Labor Day
Monday, October 12 Columbus Day
Wednesday, November 11 Veterans Day
Thursday, November 26 Thanksgiving Day
Thursday, December 24 Christmas Eve | Early Close at 1 p.m.
Friday, December 25 Christmas Day
Friday, January 1, 2027 New Year’s Day

*For holidays falling on Sunday, all Bank Midwest and Federal Reserve offices will be closed the following Monday.

Remember, you can always log in to Online or Mobile Banking for many of your banking needs.