Coronavirus Update

Your safety and well-being is our top priority at Bank Midwest. Due to increasing COVID activity in the Lakes Area, our Spirit Lake and Okoboji lobbies are closed until July 13. Please use our drive-up, digital channels, video tellers (ITM) or call 888.902.5662 for assistance. Learn more at

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Bill Pay Support Topics

Bill Pay reduces the pain of those pesky bills.  If you want to pay bills, you have to start by enrolling in Online Banking.

  • Enroll in Online Banking

    • Visit the home page and find the gray Online Banking Login box.  Click the First time? ENROLL here. link (below the Submit button).
    • Select the Let’s Get Started button.  Accept the terms of the Online Services Agreement and click Next.
    • STEP 1:  Multiple options to enroll will display; however, you will likely use your Social Security Number to enroll.

    3 Enrollment Buttons

    Enter your Social Security Number and type the one-time Code that appears on the screen. Click Next.

    • STEP 2:  Verify your account by entering your Last Name, last 4 of your SSNZip Code and Date of Birth.
    • STEP 3: Answer 3 security questions to which only you know the answers for future logins.
    • STEP 4: Create your password between 8-24 characters.
  • Bill Pay

    If you’re enrolled in online banking, you can get started paying bills online, too. It’s free!

    • Use one secure site to pay multiple bills
    • Schedule payments in advance
    • Pay companies and individuals electronically or by check (we’ll mail it for you –and it’s free!)
    • Set up one-time or recurring payments
  • Bill Pay Alerts

    Some account alerts in online banking will automatically notify you when Bill Pay payees are set up  with your account.  Other transactional alerts can be set up as you wish.

    Balance Alerts

    Set alerts to find out when your balance is above, equal, or below a specific amount (available for most account types)

    Transaction Alert

    Set transaction alerts to notify you when specific transactions (ACH, point-of-sale debits, deposits, withdrawals) clear your account.  These can be based on how transactions post to accounts and can be helpful if monitoring specific transaction activity.

    Check Cleared Alert

    Get notified when a check has cleared your account.  This can be a specific check or there is a separate alert for a range of checks cleared.


    Set up general alerts for any type of reminder you may need.

    Account Alerts Screenshot 373x500

    All alerts can be emailed or texted to your email or mobile phone.  You can also choose to not be alerted at certain times of the day or week such as night hours or weekends.

    Please note that alerts are not real time.  There will be a slight delay between the time the transaction posts and the time you receive the notice.

    In order to set these alerts up, login to your online banking account using a web browser of your choice.

    Once logged in, choose Accounts from the grey toolbar.  It will display a drop-down menu.

    Choose Account Alerts from the menu.

    After filling out the form with your specific wants, click Submit and confirm the alert details.

  • Account Nicknames

    If you have multiple accounts and get confused on which account is used for what purpose, you can provide nicknames to your accounts.

    Under the Options menu, simply select Account Nickname to personalize a name for each of your accounts.