Rates

Rates to suit just about everyone. print_icon

Effective June 15, 2016
Checking & Savings Accounts APY Interest Rate Minimum Opening Deposit
Great Rewards Checking (b)      $50
Daily balance of:      
 $0.00-$20,000 (meets qualifications)  2.00%  1.98%  
 $20,001-and up (meets qualifications)  0.20%  0.20%  
 Does not meet qualifications  0.05%  0.05%  
 Business Interest Checking (b)       $100
 Daily balance of:      
 $0.00-$24,999.99  0.00%  0.00%  
 $25,000.00-$99,999.99  0.10%  0.10%  
 $100,000.00-$249,999.99  0.13%  0.13%  
 $250,000.00-$449,999.99  0.16%  0.16%  
 $500,000.00 and up  0.20%  0.20%  
 Onederful Savings (b)      $50
 (meets transfer requirements)  0.30%  0.30%  
 (does not meet transfer requirements)  0.15%  0.15%  
 Statement Savings (b)  0.20%  0.20%  $100
 Health Savings Account (b)  0.05%  0.05%  
       
Certificates of Deposit APY Interest Rate Minimum Opening Deposit
 91-day Certificate of Deposit (a)     $500
 $0.00 – $249,999.99  0.10%  0.10%  
 $250,000.00 and up  0.20%  0.20%  
 182-day Certificate of Deposit (a)     $500
 $0.00 – $249,999.99  0.15%  0.15%  
 $250,000.00 and up  0.25%  0.25%  
 12-month Certificate of Deposit (a)     $500
 $0.00 – $249,999.99  0.20%  0.20%  
 $250,000.00 and up  0.30%  0.30%  
 18-month Certificate of Deposit (a)     $500
$0.00 – $249,999.99  0.50%  0.50%  
 $250,000.00 and up  0.60%  0.60%  
 24-month Certificate of Deposit (a)     $500
$0.00 – $249,999.99  1.00%  1.00%  
 $250,000.00 and up  1.10%  1.10%  
 30-month Certificate of Deposit (a)     $500
 $0.00 – $249,999.99  1.05%  1.05%  
 $250,000.00 and up  1.15%  1.15%  
 36-month Certificate of Deposit (a)     $500
 $0.00 – $249,999.99  1.10% 1.10%  
 $250,000.00 and up  1.20%  1.19%  
 48-month Certificate of Deposit (a)     $500
 $0.00 – $249,999.99  1.25%  1.24%  
 $250,000.00 and up  1.35%  1.34%  
 60-month Certificate of Deposit (a)     $500
 $0.00 – $249,999.99  1.50%  1.49%  
 $250,000.00 and up  1.60%  1.59%  
Individual Retirement Account APY Interest Rate Minimum Opening Deposit
Variable Rate IRA Savings (b)      $50
Daily balance of:      
 $0.00-$9,999  0.10%  0.10%  
 $10,000-$24,999  0.15%  0.15%  
 $25,000-$99,999  0.25%  0.25%  
       
       

Certificates of Deposit in each of our term lengths are also available as IRA investments. a) A penalty will be imposed for early withdrawal. b) The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account. EARLY WITHDRAWAL PENALTY: If you withdraw before maturity a penalty will be charged to your account. The penalty for early withdrawal from a time deposit having a maturity of 182 days or less will be equal to 90 days of simple interest. If the maturity is 12 to 24 months, the penalty will be equivalent to 180 days of simple interest. If the maturity is 30 to 60 months, the penalty will be equivalent to 360 days of simple interest. Penalty does not apply if withdrawal is requested upon the death or judicially declared incompetence of the owner. IRS penalties may apply to withdrawals made from an IRA account prior to age 591/2. Call 888.902.5662 or ask an employee for current rates or more information.