Checking

Exp_Bank_Personal_Checking

The shortest distance between you and your money.

 

Enjoy these free services with any checking solution:
  • Mastercard® debit card
  • Online banking
  • Bill pay
  • Mobile banking
  • Online statements
  • 24-hour phone banking 800.914.6027
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Onederful Checking

Simple. Easy. Convenient.

Choose our value account for these key features:

  • Valuable rebates and cash back on qualifying purchases
  • Complimentary identity fraud support services
  • Earn higher interest on your Onederful Savings account with $10 minimum automatic transfer from Onederful Checking
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The basics:
Opening Deposit $50
Minimum Balance No minimum balance.
Monthly Fees $3.95 disappearing fee. Reduced $0.30 with every debit card purchase.  No monthly fee with 14 debit card purchases (not ATM transactions).
Interest No
More Features Non-network ATM fee reimbursements up to $20 per statement cycle if receipts are presented within 60 days
One overdraft elimination coupon
Apply Online

Onederful Customer Benefits & Service Information
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Membership Benefit Questions:  800.251.2311

Member ID 10200

Cash Back Rewards

Log in to My Cash Rewards 

Identity Fraud Support Service

For identity theft-related matters, call 866.622.5205.
Monday – Friday 7 a.m. – 8 p.m. CT

Great Rewards Checking

Choose interest checking with this account.  Earn our highest rate if you:

  • Make 14 MasterCard® Debit Card purchases per statement cycle
  • Use one ACH auto debit or direct deposit
  • Receive your statements electronically
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The basics:
Opening Deposit $50
Minimum Balance No minimum balance.
Monthly Fees The $3.95 monthly fee is reduced $0.30 for every debit card purchase or when you carry a daily balance of $10,000 or more. Make 14 or more purchases that post and clear during the qualification cycle and the fee is eliminated. Or, if you carry a daily balance of $10,000 or more, the fee is waived.
Interest Earn our highest rate on balances up to $20,000 if qualifications are met:
–14 debit card purchases (not ATM transactions)
–One monthly automatic debit or direct deposit
–Online statement enrollment
More Features Automatic non-network ATM fee reimbursements up to $20 per statement cycle
One overdraft elimination coupon
Apply Online

View Rates

Fresh Start Checking

Rebuild your financial strength and eliminate check-cashing fees with this unique account and still enjoy the free conveniences of a debit card and online account services.

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The basics:
Opening Deposit $25
Minimum Balance No minimum balance.
Monthly Fees $9.95; only $6.95 with regular direct payroll deposit — that’s a savings of $3
Interest No
Account Features Unlimited check writing*
Qualify for Onederful Checking or Great Reward Checking after 18 months in good standing.

*Fresh Start Basic Checking does not include check writing privileges.