| | December 31, 2009 | |
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| Cash & Balances Due: Noninterest-bearing balances |  | $15,561,000.00 | | Securities: Available-for-sale securities |  | $117,176,000.00 | | Federal Funds Sold |  | $2,096,000.00 | | Loans and Leases: Net of unearned income |  | $407,559,000.00 | | Less: Allowance for loan and lease losses |  | $3,714,000.00 | | Loans and Leases: Net of unearned income and allowance |  | $403,845,000.00 | | Premises and Fixed Assets |  | $8,080,000.00 | | Other Real Estate Owned |  | $41,000.00 | | Intangible Assets: Goodwill |  | $6,514,000.00 | | Intangible Assets: Other intangible assets |  | $2,398,000.00 | | Other Assets |  | $19,835,000.00 |  | | Total Assets |  | $575,546,000.00 |  |
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| Deposits: In domestic offices |  | $485,907,000.00 | | Deposits: In domestic offices, noninterest-bearing |  | $77,051,000.00 | | Deposits: In domestic offices, interest-bearing |  | $408,856,000.00 | | Securities Sold Under Agreements to Repurchase |  | $31,967,000.00 | | Other Borrowed Money |  | $851,000.00 | | Other Liabilities |  | $2,682,000.00 |  | | Total Liabilities |  | $521,407,000.00 |  |
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| Common Stock |  | $2,100,000.00 | | Surplus |  | $18,433,000.00 | | Retained Earnings |  | $31,832,000.00 | | Accumulated and Other Comprehensive Income |  | $1,774,000.00 | | Total Bank Equity Capital |  | $54,139,000.00 | | Total Equity Capital |  | $54,139,000.00 |  | | Total Liabilities, Minority Interest and Equity Capital |  | $575,546,000.00 |
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