Rates

Rates to suit just about everyone.

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Effective April 20, 2018

 

Checking Accounts  
Great Rewards Checking (b)  
Minimum Opening Deposit: $50  
Daily balance of:  
 $0.00-$20,000 (meets qualifications)  2.20% APY
 $20,001-and up (meets qualifications)  0.20% APY
 Does not meet qualifications  0.05% APY
Business Interest Checking (b)    
Minimum Opening Deposit: $100  
 Daily balance of:  
 $0.00-$24,999.99  0.40% APY
 $25,000.00-$99,999.99  0.40% APY
 $100,000.00-$249,999.99  0.45% APY
 $250,000.00-$449,999.99  0.50% APY
 $500,000.00 and up  0.50% APY
   
Savings Accounts  
Great Rate Savings (b)  
Minimum Opening Deposit: $100  
 Daily balance of:  
 $0.00-$24,999.99  0.30% APY
 $25,000.00-$49,999.99  0.40% APY
 $50,000.00-$99,999.99  0.70% APY
 $100,000.00-$249,999.99  1.00% APY
 $250,000.00 and up  1.10% APY
Onederful Savings (b)  
Minimum Opening Deposit: $50  
 (meets transfer requirements)  0.30% APY
 (does not meet transfer requirements)  0.15% APY
Statement Savings (b)  0.20% APY
Minimum Opening Deposit: $100  
Health Savings Account (b)  0.40% APY
   
Certificates of Deposit  
 182-day Certificate of Deposit (a)  
Minimum Opening Deposit: $500  
 $0.00 – $249,999.99  0.50% APY
 $250,000.00 and up  0.60% APY
 12-month Certificate of Deposit (a)  
Minimum Opening Deposit: $500  
 $0.00 – $249,999.99  0.70% APY
 $250,000.00 and up  0.80% APY
 18-month Certificate of Deposit (a)  
Minimum Opening Deposit: $500  
$0.00 – $249,999.99  1.00% APY
 $250,000.00 and up  1.10% APY
 24-month Certificate of Deposit (a)  
Minimum Opening Deposit: $500  
$0.00 – $249,999.99  1.30% APY
 $250,000.00 and up  1.40% APY
 30-month Certificate of Deposit (a)  
Minimum Opening Deposit: $500  
 $0.00 – $249,999.99  1.40% APY
 $250,000.00 and up  1.50% APY
 36-month Certificate of Deposit (a)  
Minimum Opening Deposit: $500  
 $0.00 – $249,999.99  1.60% APY
 $250,000.00 and up  1.70% APY
 48-month Certificate of Deposit (a)  
Minimum Opening Deposit: $500  
 $0.00 – $249,999.99  1.75% APY
 $250,000.00 and up  1.80% APY
 60-month Certificate of Deposit (a)  
Minimum Opening Deposit: $500  
 $0.00 – $249,999.99  1.90% APY
 $250,000.00 and up  2.00% APY
Individual Retirement Account  
Variable Rate IRA Savings (b)  
Minimum Opening Deposit: $50  
Daily balance of:  
 $0.00-$9,999  0.15% APY
 $10,000-$24,999  0.20% APY
 $25,000-$99,999  0.30% APY
   

Certificates of Deposit in each of our term lengths are also available as IRA investments.

a) A penalty will be imposed for early withdrawal.

b) The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account. IRS penalties may apply to withdrawals made from an IRA account prior to age 591/2.

Great Rewards Checking Additional Detail: Monthly qualifications to earn the premium rates: 14 debit card purchases, 1 automatic debit or direct deposit, and enroll and receive online statements. Each monthly qualification cycle the qualifications are met: balances up to $20,000 receive APY of 2.20%; and balances over $20,000 earn 0.20% interest rate on the portion of the balance over $20,000, resulting in 0.20% – 2.00% APY, depending on the balance. If qualifications are not met, all balances earn 0.05% APY.

Onederful Savings Additional Detail: To earn the preferred rate, you need to build your savings with an automatic $10 minimum transfer from checking to this savings account at least three times per calendar quarter.

Call 888.902.5662 or ask an employee for current rates or more information.